Xieqing Bank Museum

Tonghe Qingpiao was founded in 1856 on Pingyao South Street. Caidong is the Wangs of niedian in Yuci and the MIS of Wangzhi village in Pingyao County. Xieqing Bank Museum is now the largest bank courtyard in Pingyao, with a total of five courtyard. The first hospital is divided into cabinet room, general accounting room and inter port accounting room; the second hospital is divided into business hall and inter port information room; the third hospital is divided into assistant room, sacrifice room and manager room; the fourth hospital is the living area of employees; the fifth hospital is the vault, which is the largest underground vault in Pingyao, with a large amount of gold and silver stored in that year.

Xieqing Bank Museum

Tonghe Qingpiao was founded in South Pingyao street in 1856. Caidong is the Wangs in niedian of Yuci and the MIS in Wangzhi village of Pingyao County. The former site of the ticket office has been fully renovated since October 2000, and now it has been opened up as a "collaborative Museum". At the same time, the original guest rooms were scientifically transformed to retain their ancient color and fragrant style and add necessary modern facilities. There are 56 standard rooms, medium and high-end facilities, and earthen pits and caves with northern folk flavor. The environment is beautiful, comfortable and elegant, becoming a comprehensive hotel for tourism, shopping, entertainment and living. There are 108 kinds of local snacks in the catering department. Tourists can taste authentic local snacks in the collapsed room.

Development history

Bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank, bank. Pawnshop has the longest history. The second is the bank. The bank came into being in Ming Dynasty. The reason is that there were two kinds of currency in circulation at that time, namely silver and money making. Silver is the main currency used by the government to collect land taxes, various business taxes, pay officers and soldiers, and trade. Copper money is the main currency for farmers to sell agricultural and sideline products and for farmers, citizens, officers and soldiers to buy daily necessities. Because of the different uses of the two currencies, there is a social demand that they must be exchanged for each other. It is this kind of demand that produces such an organization to undertake the function of currency exchange, which is the bank.

Since the Ming and Qing Dynasties, Pingyao has been a commercial and financial center in China. Money circulation is extremely large. As the intermediary of market exchange, money exchange is naturally different from other regions.

In Pingyao, there was a bank very early. During the reign of Emperor Qianlong of the Qing Dynasty, the "money Industry Association" was established to announce the exchange market of money banks every day. At that time, the development of Pingyao was not entirely due to the local people, but more from the surrounding counties and other regional merchants. The Xieqing bank we are in is a big bank jointly invested and established by the surname Wang of niedian in Yuci and the surname Mi of wangzhicun in Pingyao. The capital is 36000 taels of silver, 5000 taels per share, half of each surname. Time in the six years of Xianfeng when the function of the bank changed greatly. The counter room of Xieqing bank is the basic display of the bank counter in those years.

architectural composition

There are seven hospitals. The first courtyard is divided into three parts: cabinet room, general accounting room and inter port accounting room; the second courtyard is divided into business hall and inter port information room; the third courtyard is divided into assistant room, sacrifice room and manager room; the fourth courtyard is the living area of employees; the fifth courtyard is the Treasury; the sixth courtyard is the guard courtyard; the seventh courtyard has a coin museum.

There are 30 exhibition rooms in the museum, relying on a large number of full and accurate historical materials, and using modern means such as light and electricity to fully display the intriguing rise and fall history of synergetic celebration.

As the largest bank courtyard in Pingyao, Xieqing has seven independent and connected courtyards. The grand building, the large scale, the luxury and the complete functions are examples in Pingyao's commercial courtyard.

When we came out of the cupboard room, we entered the first courtyard, with two accounting rooms in the north and two in the south. Accounting room is an important place for bank accounting management. Just like today's accounting department, it has to complete the full number of financial accounting tasks, undertake one accounting period for the whole year, and one large accounting period for four years, and final accounts dividend tasks. Specifically speaking: (1) income and cost of copper coin; (2) income and cost of broken and miscellaneous silver; (3) income and cost of whole bank; (4) income of various currency exchange differences; the above four items are the contents of annual business accounting. （5） Deposit; (6) loan; (7) deposit interest expense; (8) loan interest income; (9) deposit interest spread income; the above items (5) - (9) are the business formed after the investment capital of the bank has changed from commercial capital to interest bearing capital and expanded business. （10） It has the function of issuing currency. It can be seen from the above that the task of bank accounting was very important at that time.

Entering the second courtyard is the business hall courtyard, which is different from the counter room business in the adjacent street. Business room staff to run business mainly, there are also customer staff door-to-door business negotiations. The salesmen are responsible for absorbing the deposits of street shops and large families, investigating the economic and business situation of the lending objects, and providing the basis for the bank's lending decision. Among them, the business personnel have an important right to evaluate whether to make loans, whether to make long-term loans or short-term loans, and how much to make loans. For example, what kind of interest should be charged on the loan is mostly raised by the business personnel.

In the old days, there were four kinds of interest: manjiali, short-term interest, monthly interest and long-term interest. If we take the opinion of the sales staff and take the manjiali interest method, the customer will also accept it. The interest will be calculated in four bid periods of a year, according to the open interest rate of the bid, according to the spring standard, the summer standard, the autumn standard, the autumn standard, the winter standard, and the winter standard, then the next spring standard, and the full interest rate will be calculated from this calibration to the subscript return period. In fact, this kind of interest rate has the level of market-oriented interest rate, which is a fair interest rate formed by Shanxi merchants to adapt to the market economy. More than 100 years ago, it was a rare experience for Shanxi merchants to flexibly apply the interest rate lever and adjust the deposit business. Today, it seems that it is not easy.

In the north room of our hospital, the historical events from the birth and development to the prosperity of Xieqing bank are displayed in the form of setting wall.

(1) The bank was founded in 1856, just before the Taiping Heavenly Kingdom and the second Opium War. (2) the bank has just been established, and there is a shortage of funds and talents. There is no semicolon outside. The shopkeepers Chen Pingyuan, Meng Hongren and Liu Qinghe are determined to start with talents to break through the difficulties. (3) absorbing Zhao Depu into the company and opening up the situation. (4) shortly after joining the bank, Zhao Depu was ordered to open the first branch of the bank in Suzhou. (5) Zhao Depu was dispatched to Lanzhou to set up a semicolon in Northwest China, striving to occupy the territory of Northwest China and becoming a pioneer in the early development of Northwest China. (6) in 1877, there was a severe drought in Shanxi Province, and many people died of starvation. They collaborated with Sichuan and other places to raise more than 500000 taels of grain and money for relief. The bank relieved the people's worries and became famous. (7) Sichuan's Chengdu and Chongqing semicolons have become important business areas, while the northwest and southwest have become the foundation of the bank. (8) Zhao Depu took over the post of manager, daring to rectify and manage, reusing talents, dismissing mediocre talents, and the number industry flourished again. (9) the two palaces toured the West and were rewarded for their cooperation in raising huge funds to support the emperor. (10) Zhang Zhida, the general manager of the bank, paid a dividend of 400000 yuan, and the bank's capital was in trouble.

Has entered the third courtyard of the bank. So far, we can see all the buildings of the "three entrances and two courtyards" in Pingyao. As the upper room, the three courtyards are traditionally the place where elders or owners live or work. This is also the place where the general manager, assistant manager and assistant manager of the bank work. This paper focuses on the situation of several general managers, because from Pingyao and even many big business houses in Shanxi, it has not been found that the high-level figures of a business house have the same situation as the high-level figures, that is, the seven general managers can be divided into two generations, which are consistent, United and harmonious, and can complement each other, and many of their descendants are connected. The reason for this situation is that the second general manager of the founder of the bank has created and formed the unique cultural atmosphere and environment of the bank since it was founded, which has been handed down from generation to generation. Meng Hongren, the general manager, was a partner of weitaihou bank. He and his partner Liu Qinghe initiated the establishment of Xieqing bank. Chen Pingyuan, the first general manager, was older than them. They tried their best to recommend to the financial owner as the general manager. In many of the partners they recruit, they use their talents according to their abilities, know their talents well, and make them give full play to their potential, which is the first priority for the success of enterprises. Li Hongling, a famous ticket bank reformer in Pingyao, spoke highly of the success of the collaborative celebration, and pointed out: "the winner is the only one who wins, and the only one who wins is the collaborative celebration.". A large number of examples about several general managers show the importance of corporate culture.

We came in through the side door to the fourth courtyard of Xieqing bank. The pavilions and pavilions here are built by crossing bridges. They are like gardens. In fact, this is unique in the shop yard. It is also closely related to the corporate culture people-oriented. According to the old people, it used to be a temporary residence for the overseas people. The main room across the hall is the conference hall. The interior is simple and elegant. The summary on the wall introduces the strategy and tenet of the whole number, which seems to bring us back to the peak of the Qing Dynasty's business war. It is of great practical significance to compete for territory, culture and military, and to celebrate the unique skill of employing people.

The fifth courtyard is actually the Treasury courtyard. During the heyday of tongheqing bank, silver entered daily and Rose Daily, and silver and cash flow were very large (sometimes gold). Therefore, it took a lot of thinking to establish the Treasury at that time. Safe, hidden, convenient transportation, everything, had to choose this underground as the Treasury. Leading to the front cabinet, there are winding path Kiln Road, leading to the back street, there are two gates

Chinese PinYin : Xie Tong Qing Qian Zhuang Bo Wu Guan