Huang Zhen
Huang Zhen, male, born in 1970 in Hengshan, Hunan Province. Professor, School of law, Central University of Finance and economics, director, Institute of financial law. He has published a series of books that have an important impact on the development of Internet finance, such as on Internet finance, Internet Finance Law and risk control, making products that make users scream, smart crowdfunding, private lending legal knowledge reader, etc.
Character experience
He graduated from Law School of Peking University in 2000 with a doctor of law degree. Later, he engaged in financial research in tehua postdoctoral workstation of Institute of finance, Chinese Academy of social sciences. He once served as director of Financial Law Center of Central University of Finance and economics and vice president of national defense economic and Management Research Institute. in 2013, he founded the Internet Finance thousand people's Congress, launched the Internet Finance magazine, and launched the global summit of Internet finance; in 2014, he delivered speeches at important meetings such as the China Summit of Nobel Prize economists, the Internet Finance Forum of the CPPCC National Committee, and the China Forum in New York. Professor Huang Zhen has been interviewed by CCTV, people's daily, Securities Daily, financial times, 21st century economic report, daily economic news, China Youth Daily and other mainstream media for many times. He has commented on the topic of Internet finance to boost the development of Internet Finance in China. social part-time job: expert of Internet Finance Professional Committee of China payment and Settlement Association, Deputy Secretary General of Bank of China Law Research Association, government procurement evaluation expert of central government organs, director of advisory committee of China Society of Management Sciences, distinguished expert of National Education Advisory Committee, Deputy Secretary General of Huamin charity foundation, director of China Disabled People's cause Research Association, Beijing municipal government Director of China Legal Culture Research Association. Resignation: on August 29, Huang Zhen issued a statement in his personal wechat circle of friends, resigning as a graduate tutor, and decided to explore the private school education mode by crowdfunding. The news is just coming out, and the Internet is exploding. However, it would not be too surprising to understand his feelings about the tradition of Hunan Academy and his reflection on education and science and technology. at 1:00 a.m. on August 30, 2014, Huang Zhen posted another message on his micro blog, saying, "the statement that the graduate students stopped recruiting to resign their tutors is no joke! We plan to organize private schools and explore new teaching models.
Lecture course
Courses such as financial law, economic law, jurisprudence, law and economics, history of Chinese legal system, legal culture, research on NGO legal issues have been offered to undergraduate and graduate students.
Research direction
Private finance, Internet finance, financial law, legal culture, charity and other fields.
Main contributions
He has undertaken research topics such as Internet financial supervision, modern financial order transformation, foundation investment supervision, legal modernization, modern university system innovation, and operation mechanism of public charity projects.
Representative works:
Huang Zhen, Deng Jianpeng: on Internet Finance (China Machine Press, December 2014)
Internet finance is the biggest highlight of China's current economic downturn, which brings great vitality to China's financial market and is becoming a "catfish" to promote the innovation of the financial industry. The so-called "Tao" has its origin and road. On Internet finance is to explore the origin and future of Internet finance. The greatest truths are the simplest! "On Internet finance" describes what is Internet finance; how Internet Finance broke out in China; the social and technological basis of Internet finance development; what entrepreneurial opportunities Internet finance brings, how entrepreneurs cut into Internet finance; what impact Internet finance has on traditional finance; how practitioners predict Internet finance In the era of Internet finance, how do investors find opportunities to maintain and increase the value of assets and control risks. Finally, "on Internet finance" puts forward unique suggestions on Internet finance, especially on the regulation and supervision of Internet lending with relatively concentrated risks
Huang Zhen and Deng Jianpeng: making products that make users Scream: classic cases of Internet financial innovation (China Economic Publishing House, November 2014)
Internet finance is becoming a "catfish" to promote the financial revolution. There are hundreds of related products, one of which is yu'ebao, which seems to be a small one, has evolved into a catalyst for the awakening of people's financial awareness! In the era of Internet finance, with the fierce competition in Kyushu, who will be the master of fate? successful internet financial enterprises must have innovative products. This book selects 13 representative cases of Internet financial innovation products, deeply analyzes their excellence, their secret weapons and their core competitiveness, and explores how these products make users scream. Combined with the innovative ideas implied in these products, readers carefully study which fields are ignored by traditional financial business, which are not covered, and which are needed by the general public. Then, based on the mobile Internet technology, it is possible to find the next explosion point of Internet financial product innovation.
Huang Zhen, Deng Jianpeng: Internet Finance Law and risk control (China Machine Press, September 2014)
in order to establish and improve the legal system of Internet Finance in China, and to protect the interests of Internet financial institutions, Internet financial investors and participants, Professor Huang and Professor Deng compiled the book "Internet Financial Law and risk control", which provides a standard reference manual for the domestic government, financial institutions, investors and practitioners. This book has been highly recognized by Huo Xuewen, Secretary of Beijing Municipal Bureau of finance, Gao Hongbing, vice president of Alibaba group, Tang bin, founder and CEO of Yibao payment, and Zhang Jun, founder and CEO of paipaidai. this book is a standard work in the field of Internet Finance Law and risk control, which comprehensively and detailedly expounds the topics of Internet finance supervision, Internet Finance consumer protection, Internet finance legislation, legal risks of Internet finance, laws and regulations of Internet finance, etc. it is a necessary reference book for the government, financial institutions, investors and practitioners in the financial industry.
Huang Zhen: private lending legal knowledge book (Law Press, may 2012)
as a national "sixth five year plan" law popularization book, the case content is rich and has wide adaptability; the case form is flexible and enlightening; the language is concise and the theme is prominent; the combination of professionalism and interest. In order to strengthen the learning effect and cultivate the readers' ability to analyze and solve problems by using relevant professional knowledge, the national "sixth five year plan" law popularization book: private lending legal knowledge book also puts forward some thinking problems at the back of each case, and makes a brief comment on each case.
Representative articles:
(2006-06 Journal of Central University of Finance and Economics), private finance and its system reconstruction, financial control during the period of Nanjing National Government (1927-1937), changes in the legal system of Taiwan Federation, Chinese cultural tradition and natural person one person company, water and the origin of Chinese law (2004, issue 4) Hunan Social Sciences), filial piety and the spirit of precedent in the Western Zhou Dynasty, and the study of legal culture in the book of changes in the 20th century. Main points: (1)
How do western countries manage Internet Finance
? (people's daily, April 17, 2014) main point: as an Internet-based financial activity, Internet finance first appeared in the United States, Britain and other countries with relatively mature Internet technology, which was just a form of fact at first. Since last year, driven by technological innovation such as big data, cloud computing, mobile Internet, instant communication and social media, Internet finance has sprung up in China and rapidly penetrated into economic and social life. Strengthening the risk management and supervision of Internet finance is a task facing the governments of China and even all over the world. (2)
Thinking change and system innovation of financial supervision -- how to build an effective legal framework of Internet Finance
(2014-09-18 "people's forum · academic frontier", reprinted by guangming.com and fenghuang.com) main point: the development of Internet finance still faces various risks and challenges. However, as a new thing, the development of Internet finance is the general trend. To standardize Internet finance, we should take soft law as the first step, encourage enterprises to refine product standards and service processes, form internal industry norms, and strengthen industry self-discipline, but at the same time, we also need the supervision of government departments. Different from the rigid management of traditional finance, we should implement more flexible management of Internet finance, and combine soft law with hard law and flexible and rigid management within the current legal framework. How to promote the healthy development of Internet Finance within the framework of modern rule of law, still need to carry out in-depth theoretical research and practical exploration. (3)
Development status and future trend of P2P online lending industry
(banking sector, March 8, 2013) main point of view: in the long run, Internet finance is just at the beginning of the tide, and it is inevitable that there will be both mud and sand, but the tide will rise and fall, and the trend of development will not change. The current situation of mixed fish and dragons, good and bad, will not last for a long time. The premise for the healthy development of P2P may be to go through some trials and tribulations, eliminate a number of poorly managed online lending companies, and even crack down on a number of gangs that engage in illegal and criminal activities through P2P platform. I believe that after the reshuffle, some giant and powerful online lending companies may merge some small and medium-sized online lending companies, and P2P companies focusing on platforms will introduce and cultivate a number of financial service institutions for cooperation, link the upstream and downstream of the online lending industry, and optimize the industry
Chinese PinYin : Huang Zhen
Huang Zhen