Inner Mongolia Rural Credit Union(nei meng gu zi zhi qu nong cun xin yong she lian he she )

Inner Mongolia Federation of rural credit cooperatives

Established on August 20, 2005, Inner Mongolia Rural Credit Cooperatives Union is a local financial institution approved by China Banking Regulatory Commission, which is composed of 88 Rural Credit Cooperatives Union of banner, county, city and district in Inner Mongolia and 5 independent legal person rural credit cooperatives. It implements democratic management and has independent enterprise legal person qualification.

Service tenet

To carry out the financial policies of the state, to operate independently according to law, to be responsible for their own profits and losses, to bear their own risks, to exercise self-discipline, and to provide services for the member society and to promote its development.

Basic functions: under the leadership and authorization of the people's Government of the autonomous region, undertake the management, guidance, coordination and service functions of the rural credit cooperatives in the whole region.

scope of business

To perform the self-discipline management and service functions of the whole region's rural credit cooperatives; to organize the fund transfer among rural credit cooperatives; to participate in the fund market after approval to finance the rural credit cooperatives; to handle or act as an agent for the fund clearing and settlement business of rural credit cooperatives; to provide information consulting services; and other businesses approved by China Banking Regulatory Commission.

Current leader

Zhang Jiancheng: Deputy Secretary of the Party committee of the association of the autonomous region, nominated director of the association of the autonomous region.

Lu Xiaodong: Nominated deputy director of the Federation of rural credit cooperatives of the autonomous region.

administrative sanction

In 2017, the former CBRC conducted on-site inspection on five provincial Associated Press organizations, including Inner Mongolia, Jiangxi, Henan, Guangdong and Sichuan. The inspection found that there were some prominent violations of laws and regulations in the specific performance of duties by the five provincial associated press. First, there is no effective correction for the deviation of rural cooperative medical institutions from the main business of supporting agriculture. Some provincial cooperatives failed to actively guide the rural cooperative medical institutions to strengthen rural financial services in accordance with the requirements of the Party Central Committee and the State Council, and failed to assess, correct and deal with the problem of "leaving agriculture and getting rid of agriculture", resulting in a few county cooperative medical institutions seriously deviated from the strategic positioning of supporting agriculture. Second, they failed to perform their duties in implementing the responsibility of risk prevention and control. Individual provincial cooperatives did not take the lead in dealing with the risks of rural cooperative medical institutions, and the risk prevention and control did not act, which led to the continuous accumulation of risks within their jurisdiction and the increase in the number of high-risk institutions, which had a serious impact on the local financial security. Third, illegal business. Some provincial cooperatives have seriously violated the regulatory provisions, set up entity enterprises in violation of regulations, and carried out business beyond the scope without approval. Some provincial cooperatives even overstepped their authority to intervene in the business decision-making of rural cooperative medical institutions, and illegally led organizations to issue large amount, remote and non agriculture related loans, forming a large amount of risk exposure. Fourth, the problem of senior executives performing their duties in violation of regulations is prominent. There is a serious lack of internal governance, and there are many violations such as the actual performance of senior executives without qualification approval.

After a series of legal procedures, such as filing, investigation, trial, deliberation, notification, statement of defense, review and issuance of administrative penalty decision, the CBRC coordinated with relevant banking regulatory bureaus to impose administrative penalty on violations of laws and regulations found in on-site inspection of five provincial Associated Press organizations, including Inner Mongolia, Jiangxi, Henan, Guangdong and Sichuan. In terms of institutional punishment, the five provincial associations were fined a total of 31.727 million yuan and their illegal income was confiscated 2.705 million yuan. In terms of personnel punishment, 63 responsible personnel of the provincial associated press were disqualified, warned and fined respectively, of which 42 were fined 4.555 million yuan in total.

In January 2020, according to the National Computer Virus Emergency Response Center, it is suspected of illegal and illegal application of all privacy rights not explicitly applied to users in Inner Mongolia rural credit (version 2.4.6), which is suspected of privacy non-compliance.

social activities

On May 7, Inner Mongolia Rural Credit Union signed a contract to settle in Helingeer new area for projects such as local disaster recovery data center and customer service center.

Chinese PinYin : Nei Meng Gu Zi Zhi Qu Nong Cun Xin Yong She Lian He She