PSBC CONSUMER FINANCE COMPANY LIMITED(zhong you xiao fei jin rong you xian gong si )

China post consumer finance Co., Ltd

China post consumer finance Co., Ltd. (hereinafter referred to as "China post consumer finance") was established in November 2015, headquartered in Guangzhou, approved by the Insurance Regulatory Commission of the Bank of China and initiated by seven enterprises including China postal savings bank. It is a national financial institution providing consumer financial services for individual residents. China post consumer finance has set up provincial marketing centers in 16 provinces (cities) in China. In 2018, the registered capital of China post consumer finance increased to 3 billion yuan. < li > < li > < DL > < DT > unified social credit Code: < / dt > < DD > 91440115ma59atxn6c < DT > Organization Code: < / dt > < DD > ma59atxn6 < DT > registration number: < / dt > < DD > 440110400006404 < DT > business status: < / dt > < DD > business start up < DT > Company type: < / dt > < DD > limited liability company (Sino foreign joint venture) < DT > establishment date: < / dt > < DD > November 19, 2015 < DT > legal representative: < / dt > < DD > Lin Maoxin < DT > business term : < / dt > < DD > November 19, 2015 - < DT > registered capital: < / dt > < DD > 300 million yuan < DT > date of review / annual inspection: < / dt > < DD > November 19, 2020 < DT > registration authority: < / dt > < DD > market supervision and Administration Bureau of Nansha District, Guangzhou City < DT > Enterprise address: < / dt > < DD > J30, one of 1101, 11th floor, Nansha financial building, 171 Haibin Road, Nansha District, Guangzhou City (office use only) (JM) business scope:

To issue personal consumer loans (limited to the operation of consumer finance companies); to accept deposits from shareholders' domestic subsidiaries and domestic shareholders (limited to the operation of consumer finance companies); to borrow from domestic financial institutions (limited to the operation of consumer finance companies); to issue financial bonds with approval (limited to the operation of consumer finance companies); to borrow from domestic banks (limited to the operation of consumer finance companies); Consulting and agency business related to consumer finance (limited to consumer finance companies); agency sales of insurance products related to consumer loans (limited to consumer finance companies); fixed income securities investment business (limited to consumer finance companies); < / Li > < / UL >

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Company profile

China post consumer finance Co., Ltd. was established on November 19, 2015. The legal representative is Lin Maoxin. The business scope of the company includes: accepting deposits from shareholders' domestic subsidiaries and domestic shareholders (limited to consumer finance companies). Borrowing from domestic financial institutions (limited to consumer finance companies); approved issuance of financial bonds (limited to consumer finance companies); domestic inter-bank lending (limited to consumer finance companies); consulting and agency business related to consumer finance (limited to consumer finance companies); agency sales of insurance products related to consumer loans (Limited to consumer finance companies); Fixed income securities investment business (limited to consumer finance companies); (items that need to be approved according to law can only be carried out with the approval of relevant departments).

China post consumer finance company is a national financial institution initiated by postal savings bank of China. It was established and opened in Guangzhou in November 2015.

development history

On November 20, 2015, China post consumer finance Co., Ltd. officially opened its business, launching cash loan product "mail you loan" and merchant installment loan product "mail you buy"

On June 13, 2016, the company launched the revolving loan product "you spend"

On September 29, 2016, the company successively established 16 marketing centers including Jiangsu, Jiangxi, Shandong, Henan, Hunan, Sichuan and Shaanxi marketing centers

On August 1, 2017, the company's loan balance exceeded 10 billion yuan

On October 25, 2017, the company joined hands with Shanxi Branch of China Post Group and Shanghai Qiji Intelligent Technology Co., Ltd. to establish "Shanxi data laboratory"

On March 16, 2018, the company completed the capital increase and the registered capital increased to 3 billion yuan

On May 28, 2018, the company's "mail you buy" mall went online

"China post consumption · walking small blackboard" education poverty alleviation activity officially launched in zanang County, Shannan City, Tibet Autonomous Region

In November 2018, the company independently developed a new generation of network anti fraud system - "China Post star network" officially went online

Loan channel

China Post wallet APP, China post consumer finance Co., Ltd. WeChat service number, China post consumer finance Alipay life number, offline offline outlets

Get honor

On June 30, 2018, he won the "2018 financial science and technology innovation product award" at the 2018 China financial science and technology "golden pilot" award presentation ceremony sponsored by Nanfang finance and economics all media group and 21st century economic report.

Won the title of "Liepin 2018 Guangzhou innovative extraordinary employer".

On September 7, 2018, he won the "2018 pioneer list of China's intelligent consumer finance" of people's Daily's securities times;

On December 19, 2018, he won the "2018 Phoenix wemoney treasurer Award - outstanding institution of the year of consumer finance".

On May 8, 2019, at the third China customer service Festival sponsored by China information association with the theme of "promoting service spirit and delivering smiling service"

We won three awards, namely:

China post consumer finance customer service center won the top ten moving organizations award of "moving China" in China customer contact center industry in 2019,

The multimedia service group of China post consumer finance customer service center won the "Star team" award,

China post consumer finance customer service center Guo Jia won the "best talent development elite" award.

Composition of shareholders

China post consumer finance Co., Ltd. is controlled and established by China Postal Savings Bank Co., Ltd. with diversified equity, covering a variety of economic components, such as state-owned, foreign and private capital. Other shareholders include: DBS Bank Co., Ltd., Guangdong Sanzheng Group Co., Ltd., Bohai International Trust Co., Ltd., Guangzhou guangbai Co., Ltd., lakara Network Technology Co., Ltd. and Guangdong Haiyin Group Co., Ltd.

Business events

"Post you loan" is one of the three major loan products of China post consumer finance, which belongs to the non mortgage loan with the amount of 200000 yuan and the longest term of 48 months. Recently, the consumer finance of China Post has been blasted. All offline channels have been suspended from accepting ordinary "mail you loan" business, and a four month risk investigation activity has been launched.

Consumer finance of China Post and National Gallery of fine arts of UK to create "European giant · interactive experience Museum"

Chinese PinYin : Zhong You Xiao Fei Jin Rong You Xian Gong Si