Qingdao Rural Commercial Bank Corporation(qing dao nong cun shang ye yin hang gu fen you xian gong si )

Qingdao rural commercial bank

Qingdao rural commercial bank is a joint-stock commercial bank initiated by Qingdao Huafeng rural cooperative bank, Qingdao Chengyang rural cooperative bank, Qingdao Huangdao rural cooperative bank, Qingdao Jimo rural cooperative bank, Qingdao Laixi rural cooperative bank, Jiaozhou, Jiaonan, Pingdu, Rural Credit Union and Qingdao Rural Credit Cooperatives Union, It is the first rural commercial bank established on the basis of integrating the whole city's rural credit cooperatives. On March 26, 2019, Qingdao rural commercial bank issued a shares for the first time and listed on Shenzhen Stock Exchange. The stock code is 002958 and the stock name is "Qingnong commercial bank".

On March 9, 2020, "top 100 list of China's banking industry in 2019" was released, and Qingdao rural commercial bank ranked 56th.

brief introduction

Qingdao rural commercial bank is a joint-stock commercial bank established by introducing external investment on the basis of restructuring and restructuring of Qingdao Rural Credit Cooperatives Union and rural cooperative banks and credit cooperatives in eight districts and cities of Qingdao. It has a registered capital of 5 billion yuan and has 335 outlets. After the establishment of Qingdao rural commercial bank, it marks that the "Rural Credit Cooperatives" with 60 years of development history will be transformed to a new height. Qingdao rural commercial bank is mainly oriented to "agriculture, rural areas and farmers", communities and small and medium-sized enterprises to build characteristic banks through differentiated operation. Besides the Bank of Qingdao, Qingdao rural commercial bank is the second tier one legal entity of Qingdao bank.

The predecessor of Qingdao rural commercial bank is Qingdao rural credit cooperatives, which has a history of more than 60 years. Since the establishment of the first rural credit cooperative in Qingdao in 1951, Qingdao rural commercial bank has been determined to reform and forge ahead. It has gone through the glorious course of growing from scratch, from weak to strong, and has completed the historic leap from credit cooperatives to credit cooperatives and then to joint-stock rural commercial banks. In 2012, the former four rural cooperative banks of Huafeng, Chengyang, Huangdao and Jimo, four rural credit cooperatives of Jiaozhou, Jiaonan, Laixi and Pingdu, and a total of nine units of Qingdao rural commercial bank were formally established. According to the principle of "changing the name without changing the surname, changing the direction without changing the system", Qingdao rural commercial bank has developed into a financial enterprise with strong strength, stable operation, advanced technology and diversified products by virtue of the scale advantages of nine institutions integration, the traditional advantages of geographical network and brand advantages of brand-new image building.

By the end of 2011, the deposit balance of Qingdao rural commercial bank was 77 billion yuan, an increase of 16.9 billion yuan compared with the beginning of the year, and the new market share ranked the first in the province's rural credit system and the city's financial institutions; the loan balance was 51.3 billion yuan, an increase of 12.8 billion yuan compared with the beginning of the year, with a market share of 7.02%, and the actual new increment ranked the first in the province's rural credit system and the third in the city's financial institutions The business settlement volume was US $3.74 billion, up 62.8% year on year; the book profit was RMB 780 million, and the operating profit was RMB 2.17 billion, up 35.4% and 63.8% year on year. In the first three quarters of 2020, Qingdao rural commercial bank had a revenue of 7.066 billion yuan and a net profit of 2.484 billion yuan.

Historical background of birth

Sprouting: planning sprouting in recovery (1949-1951)

In 1949, the voice of the founding of new China resounded through the ancient China like spring thunder, and Chinese history ushered in a new page. The suppressed enthusiasm of China's credit cooperation in the old era began to sprout.

In March 1951, the national credit cooperation report meeting was held. The meeting held that: "in areas where land reform has taken place, due to the recovery of production, farmers are gradually getting rich, demanding to store surplus grain and expand reproduction; a small number of farmers will have no way to borrow in case of an accident because of their weak family background. Carrying out rural credit cooperation in a planned way has become an urgent demand of the vast number of farmers. "

Birth: clear identity in progress (1951-1957)

On May 1, 1951, the people's Bank of China made the decision of "comprehensively carrying out rural financial work and vigorously developing rural credit cooperatives" at the first national rural financial work conference, and issued the "rules and regulations of rural credit cooperatives (Draft)" and "mutual aid group convention on Rural Credit (draft)", which played a positive role in promoting the development of credit cooperatives.

After 1953, other districts and counties in Qingdao have completed the establishment of rural credit cooperatives, and a boom in the development of rural credit cooperatives has spread rapidly in Qingdao.

On January 19, 1954, the people's Bank of China issued the notice on the name of rural credit cooperatives as "credit cooperatives" according to the provisions of the common program (hereinafter referred to as the "notice"). "The circular pointed out:" at present, rural credit cooperatives are called "credit cooperatives" and "credit cooperatives" in terms of name. There is no big difference in the sense of "credit" and "credit", but it is easy to cause misunderstanding among grass-roots workers. Therefore, it is necessary to unify the name of rural credit cooperatives. In the future, the names of rural credit cooperatives should be collectively referred to as "credit cooperatives" according to the provisions of the common program. "

In 1955, the people's Bank of China issued the "Regulations of rural credit cooperatives (Draft)", which clearly defined the nature and tasks of rural credit cooperatives in terms of rules and regulations. So far, the rural credit cooperatives, which have been born for many years in China, have finally defined their own identity: they have their own unified name, unified organizational regulations and development goals.

Cooperative development

10 billion yuan of Qingdao rural commercial bank helps "blue zone"

Blue Silicon Valley is a major strategic decision made by Qingdao municipal Party committee and government to seize the commanding height of national blue economic development. The core area of blue Silicon Valley, as a high-tech R & D and high-tech industrial cluster with marine technology as its characteristics, will become an important gathering place of blue advantage elements. The core area has gathered "national brand" scientific and technological innovation platforms such as Qingdao National Laboratory of marine science and technology and national deep sea base, and high-end service projects such as Qingdao Campus of Shandong University and Qingdao Haiquanwan of Hong Kong China Travel Service. It is speeding up the construction of world-class marine science and technology R & D center, achievement incubation center, talent gathering center, marine emerging industry cultivation center and scientific research center Fruit trading center, to build "China's blue Silicon Valley, coastal ecological city", has great development potential, sufficient stamina and broad prospects.

As a local legal person bank with the largest scale of assets, the widest range of services and the largest number of business outlets and employees in Qingdao, Qingdao rural commercial bank has the responsibility, obligation and ability to provide comprehensive support for the blue economy. The comprehensive strategic cooperation between Qingdao rural commercial bank and the Management Committee of blue Silicon Valley core area is not only the concrete action of the two sides to implement the municipal government's requirements for on-site office in blue Silicon Valley, but also an important measure to accelerate the "taking the lead in development and blue leap", which will have an important impact on promoting the construction of Blue Economic Zone on the peninsula. As a leading financial branch in the core area of Silicon Valley, the sub branch in the core area of Silicon Valley, as the docking sub branch and characteristic sub branch of Qingdao rural commercial bank in serving the blue economy, will focus on increasing financial services for the blue industry, blue economic Park and new rural communities, creating new products and optimizing services, and actively promote the construction of "world-class and international standard" Binhai New City ！

According to the comprehensive cooperation framework agreement, the two sides will carry out comprehensive business cooperation in the construction of key functional areas in the core area of blue Silicon Valley, supporting infrastructure of the park, reconstruction of old cities and villages in the city, construction of new rural communities, enterprises and institutions in the park, private and individual businesses, and promotion of the development of "agriculture, rural areas and farmers"; from 2012 to 2017, Qingdao rural commercial bank will provide services to the core area of blue Silicon Valley in Qingdao The total amount of credit is no less than 10 billion yuan. Liu Zongbo, President of Qingdao rural commercial bank, and Peng Chuansong, deputy director of Qingdao blue Silicon Valley core area management committee, signed the comprehensive cooperation framework agreement on behalf of both parties.

Bank honors

In February 2020, the "top 500 global banking brand value ranking" was released, and Qingdao rural commercial bank ranked the 300th.

On March 9, 2020, "top 100 list of China's banking industry in 2019" was released, and Qingdao rural commercial bank ranked 56th.

On May 13, 2020, Qingdao rural commercial bank ranked 1621 on the Forbes 2000 global enterprise list.

Chinese PinYin : Qing Dao Nong Cun Shang Ye Yin Hang Gu Fen You Xian Gong Si