Sichuan Rural Credit Union(si chuan sheng nong cun xin yong she lian he she )

Sichuan Rural Credit Union

Sichuan Rural Credit Union undertakes the functions of management, guidance, coordination and service for the whole province. Under the correct leadership of Sichuan provincial Party committee and Sichuan provincial government, under the careful guidance and strong support of the people's Bank of China and the banking regulatory authorities, we should seize the historical opportunity brought by the reform, give full play to the advantages, dislocation and diversified development strategy, grasp the reform and development on one hand, and "bravely shoulder the historical mission of helping farmers get rich, and strive to develop the great cause of dancing with farmers" For its own responsibility, it adheres to the market positioning of serving "agriculture, rural areas and farmers" based on rural areas, serving small and medium-sized enterprises and county economy based on community, focusing on service innovation, increasing credit investment, promoting the increase of farmers' income, agricultural efficiency, and the development of rural economy, and promoting the sound and rapid development of credit cooperatives, which is praised as "farmers' own bank" by farmers.

Brief introduction of social situation

Sichuan Rural Credit Union

Sichuan Rural Credit Cooperatives

）Established in 1951, it undertakes the management, guidance, coordination and service functions of rural credit cooperatives in the whole province,

Department level organizational system

The state owned assets supervision and Administration Commission of Sichuan Provincial People's Government shall perform the duties of investor on behalf of Sichuan provincial Party committee and government.

Rural Credit Cooperatives (RCCs), rural commercial banks and rural cooperative banks (RCBs) in Sichuan Province have experienced more than 60 years of hardships. They have more than 40000 employees and more than 5600 business outlets in urban and rural areas. Their business fields cover "agriculture, rural areas and farmers", small and medium-sized enterprises and urban and rural residents. They have developed into the largest community and retail banking financial institutions in Sichuan Province and are the real main force of rural finance Army, Sichuan people's own bank!

Since its establishment in June 2005, under the correct leadership of the provincial Party committee and the provincial government, Sichuan Rural Credit Cooperatives Union has adhered to the scientific outlook on development, with "serving agriculture, rural areas, small and medium-sized enterprises and county economy" as its market orientation, held high the banner of "helping farmers get rich and dancing with farmers", focused on service innovation and credit investment, and effectively promoted the increase of farmers' income, agricultural efficiency and rural economic development Economic development has promoted the sound and rapid development of rural credit cooperatives. As of August 2015, the balance of various deposits of rural credit cooperatives in Sichuan has exceeded one trillion yuan, reaching 1203.2 billion yuan, accounting for 12.5% of the 9575.7 billion yuan of deposits and loans of financial institutions in Sichuan. It means that at least 1 yuan of the 10 yuan deposit and loan balance of the whole province is from rural credit cooperatives. With 470 billion yuan of loans, deposits, loan scale and total amount of deposits and loans ranked first in the province's financial institutions, and ranked sixth in the country. At the same time, the province's rural credit cooperatives, accounting for 15% of the province's financial institutions, issued more than 89% of the province's agricultural loans, more than 98% of the farmers' loans, more than 93% of the rural housing reconstruction loans in disaster areas, 100% of the Tibetan herdsmen settlement loans, more than 55% of the laid-off reemployment loans, more than 70% of the students' national student loans, which met the loan requirements of the county's small and medium-sized enterprises, which accounted for nearly 55% of the total number of households Demand has made outstanding contributions to local economic and social development.

Standing at a new historical starting point, Sichuan rural credit cooperatives will strive to create a situation of unity and strategic transformation, always adhere to the concept of inclusive financial services, closely follow the development strategy of multipoint and multipolar support proposed by the provincial Party committee, keep pace with the times, forge ahead with determination, encourage innovation, and make new and greater contributions to realizing the great Chinese dream and building a beautiful, prosperous and harmonious Sichuan.

Head office organization

Office, human resources department, supervision and security department, business development department, planning and finance department, audit center, financial market department, strategic development department, risk compliance management department, information technology center, financing and settlement center, bank card center, training center, logistics department, accounting operation Department, e-banking center.

Municipal and state organizations

Panzhihua rural commercial bank, Liangshan Associated Press, Dazhou Associated Press, Deyang office, Leshan office, Ya'an office, Meishan office, Ziyang office, Neijiang office, Zigong office, Yibin office, Mianyang office, Nanchong office, Guangyuan office, Luzhou office, Suining office, Guang'an office, Bazhong office, ABA office, Ganzi Office The Ministry of justice.

Management team

Secretary and chairman of the Party committee: AI Yubin

Deputy Secretary of the Party committee: Tan Hongjie

Member and vice chairman of the Party committee: Wang Ting

Vice President: Chen Zhengbai (temporary post)

Member and deputy director of the Party committee: Yu Chenxi

Member and vice chairman of the Party committee: Yang Chao

Member of the Party committee and Secretary of the Discipline Inspection Commission: Deng Zhiping

administrative sanction

In 2017, the former CBRC conducted on-site inspection on five provincial Associated Press organizations, including Inner Mongolia, Jiangxi, Henan, Guangdong and Sichuan. The inspection found that there were some prominent violations of laws and regulations in the specific performance of duties by the five provincial associated press. First, there is no effective correction for the deviation of rural cooperative medical institutions from the main business of supporting agriculture. Some provincial cooperatives failed to actively guide the rural cooperative medical institutions to strengthen rural financial services in accordance with the requirements of the Party Central Committee and the State Council, and failed to assess, correct and deal with the problem of "leaving agriculture and getting rid of agriculture", resulting in a few county cooperative medical institutions seriously deviated from the strategic positioning of supporting agriculture. Second, they failed to perform their duties in implementing the responsibility of risk prevention and control. Individual provincial cooperatives did not take the lead in dealing with the risks of rural cooperative medical institutions, and the risk prevention and control did not act, which led to the continuous accumulation of risks within their jurisdiction and the increase in the number of high-risk institutions, which had a serious impact on the local financial security. Third, illegal business. Some provincial cooperatives have seriously violated the regulatory provisions, set up entity enterprises in violation of regulations, and carried out business beyond the scope without approval. Some provincial cooperatives even overstepped their authority to intervene in the business decision-making of rural cooperative medical institutions, and illegally led organizations to issue large amount, remote and non agriculture related loans, forming a large amount of risk exposure. Fourth, the problem of senior executives performing their duties in violation of regulations is prominent. There is a serious lack of internal governance, and there are many violations such as the actual performance of senior executives without qualification approval.

After a series of legal procedures, such as filing, investigation, trial, deliberation, notification, statement of defense, review and issuance of administrative penalty decision, the CBRC coordinated with relevant banking regulatory bureaus to impose administrative penalty on violations of laws and regulations found in on-site inspection of five provincial Associated Press organizations, including Inner Mongolia, Jiangxi, Henan, Guangdong and Sichuan. In terms of institutional punishment, the five provincial associations were fined a total of 31.727 million yuan and their illegal income was confiscated 2.705 million yuan. In terms of personnel punishment, 63 responsible personnel of the provincial associated press were disqualified, warned and fined respectively, of which 42 were fined 4.555 million yuan in total.

Enterprise honor

On June 9, 2020, Sichuan Rural Credit Union won the title of "Sichuan excellent service enterprise".

In July 2020, it won the "best contribution award for targeted poverty alleviation" in the top 100 social responsibility assessment of China's banking industry in 2019.

Chinese PinYin : Si Chuan Sheng Nong Cun Xin Yong She Lian He She