ShenYang Rural Commercial Bank(shen yang nong cun shang ye yin hang gu fen you xian gong si )

Shenyang Rural Commercial Bank Co., Ltd

brief introduction

With the approval of China Banking Regulatory Commission, Shenyang Rural Commercial Bank Co., Ltd. (hereinafter referred to as "Shenyang Rural Commercial Bank") is established on the basis of four rural credit cooperatives in Dongling, Yuhong, Shenbei and Chengqu of Shenyang. The company has total assets of 32 billion yuan, deposits of 25 billion yuan and loans of 18 billion yuan.

Shenyang rural commercial bank will strive to become a modern joint-stock commercial bank with clear property rights, reasonable capital structure, perfect corporate governance, strict internal control and management, good financial condition, stable operation and its own characteristics.

Development History

In recent years, with the strong support of governments at all levels, the reform of rural credit cooperatives in Shenyang has been deepening. At the beginning of 2008, the National Working Conference on the supervision of small and medium-sized rural financial institutions put forward the strategic idea of "promoting the reform of rural cooperative financial institutions in accordance with the joint-stock system". At the first time, Shenyang Rural Credit Cooperatives sounded the clarion call for the establishment of joint-stock Shenyang Rural Commercial bank. Provincial and municipal government departments have given strong support to the establishment of Shenyang rural commercial bank. In May 2008, the provincial government explicitly proposed to support Shenyang to build a rural commercial bank first; in June of the same year, "taking rural credit cooperatives as the main body to carry out joint-stock reform and establish rural commercial banks" was written into the "opinions on vigorously developing county economy" of the municipal Party committee and the municipal government; in February 2010, taking Shenyang rural credit cooperatives as the main body to implement joint-stock reform and establish Shenyang rural commercial bank With the consent of the provincial and municipal people's governments, Shenyang rural commercial bank set up a preparatory working group. After more than a year of hard work, Shenyang Rural Commercial Bank was officially approved by China Banking Regulatory Commission on June 29, 2011. On December 9, the preparatory working group organized the founding meeting and the first general meeting of shareholders of Shenyang Rural Commercial Bank Co., Ltd., elected the first board of directors and board of supervisors, and passed various bills. on December 17, 2011, Shenyang Rural Commercial Bank was approved by Liaoning regulatory bureau of China Banking Regulatory Commission and registered by Shenyang Administration for Industry and commerce.

corporate culture

Pioneer of the times, model of Finance

the establishment of Shenyang rural commercial bank is not only a major achievement in the property right system reform of rural credit cooperatives in Shenyang. As the first prefecture level rural commercial bank in Liaoning Province, Shenyang rural commercial bank will act as the "pioneer of the times" and set a model for deepening the property right system reform of rural credit cooperatives in the whole province. compared with before the reform, the capital strength, asset quality, operation scale, benefit level, risk prevention ability and customer service ability of Shenyang Rural Commercial Bank have been greatly improved. The provision coverage rate, capital adequacy ratio, core capital adequacy ratio and loan loss reserve adequacy ratio of Shenyang Rural Commercial Bank have reached the advanced level of commercial banks. After the establishment of Shenyang Rural Commercial Bank, its business scope and service field will be wider. On the basis of the traditional business, it will successively open international settlement, bill acceptance, issuance of financial bonds, collection and payment on behalf of customers, Internet banking, telephone banking, financing on behalf of customers and other businesses to provide customers with a full range of services. At the same time, we will make overall planning of outlets, implement strategic layout, and form a modern urban and rural financial service network covering Shenyang urban and rural areas and radiating Shenyang Economic Zone.

Leap forward development and become a first class bank

Although Shenyang rural commercial bank has just opened its business, it has already drawn a magnificent blueprint for its future development: taking customers as the center, taking the market as the guidance, taking urban and rural residents and small and medium-sized enterprises as the key service objectives, the bank will promote the "three rural" economy and Urban-Rural integrated development, improve the sustainable development ability and enterprise value, realize the leap forward development, and strive to build a harmonious society It is a modern joint-stock commercial bank with clear property rights, reasonable capital structure, perfect corporate governance, strict internal control and management, good financial condition, stable operation and its own characteristics. in the next three years, Shenyang rural commercial bank will give full play to the function of headquarters bank, strengthen risk control, innovate business products, scientific network layout, promote the strategic transformation of business philosophy and marketing methods, and strive to achieve three-year cross development on the premise of effectively preventing risks. in the next three years, Shenyang rural commercial bank will base itself on Shenyang, become stronger and bigger, then radiate Shenyang Economic Zone and the three eastern provinces, and strive to become a first-class modern joint-stock commercial bank with its own characteristics.

Chinese PinYin : Shen Yang Nong Cun Shang Ye Yin Hang Gu Fen You Xian Gong Si