Jiaxian Rural Credit Cooperative Association(jia xian nong cun xin yong he zuo lian she )

Luoyang Xigong District Rural Credit Cooperative Association

Luoyang Xigong District Rural Credit Cooperative Association (hereinafter referred to as Xigong Credit Union) was established in December 1992. It is a national legal financial institution approved by the banking regulatory bureau, with a registered capital of 35.54 million yuan.

General situation of Western Union of industry and technology

The association has nine business outlets and eight departments, and has established an organizational structure of "three committees and one layer" composed of members' Congress, board of directors, board of supervisors and senior management. At present, there are 201 employees, including 152 on-the-job employees, 25 retired employees and 18 early retired employees. The male female ratio of on-the-job employees is 1:1.5. At present, there are 8 postgraduates, 89 undergraduates and 40 junior college students, accounting for 86.7% of the total. 　

scope of business

The main business and services provided by the Western Union of industry and commerce are: absorbing public deposits; issuing loans; handling domestic settlement; acting as an agent for financial business of other banks; acting as an agent for issuing, cashing, insurance, underwriting government bonds and policy financial bonds; buying and selling government bonds and financial bonds; engaging in inter-bank lending; acting as an agent for collection and payment and acting as an agent for insurance business; providing safe deposit boxes Business; other business approved by China Banking Regulatory Commission.

Operation

Since its establishment, Xigong Credit Union has always adhered to the service tenet of "customer first, service first", dedicated to serving urban and rural residents and all sectors of the society. Especially in recent years, under the correct leadership of the Provincial Association and the municipal office, and with the strong support of the Xigong District Party committee, the district government and relevant departments, Xigong Credit Union has paid attention to deepening reform and business operation on one hand, and actively explored the business development of urban areas on the other In terms of internal management, we have established the legal person governance system, loan approval system, risk prevention system, internal audit and supervision, service monitoring and other internal control systems of rural credit cooperatives, carried out the reform of labor and employment system and salary system, led the safety innovation with science and technology, and promoted the rapid development of various businesses With rapid development, it has achieved safe operation and no accident throughout the year. In order to promote the adjustment of industrial structure and solve the problem of small and medium-sized enterprise loans, it has played a positive role in supporting the sustained, rapid and healthy development of the economy in the jurisdiction. By the end of September 2012, all deposits were 2.53 billion yuan, 16.45 million yuan per capita, an increase of 700 million yuan over the beginning of the year, with a growth rate of 38%; all loans were 1.785 billion yuan, 11.52 million yuan per capita, an increase of 450 million yuan over the beginning of the year, with a growth rate of 34%; all incomes were 229 million yuan, operating profits were 96.49 million yuan, and taxes were 50 million yuan. The "five rates, one difference and one proportion" of the regulatory indicators has continued to be good, and the main business indicators have all reached the conditions for the establishment of rural commercial banks. For two consecutive years, it ranked the first in the comprehensive evaluation of 143 rural credit cooperatives in the province, and was awarded the honorary titles of "advanced unit of comprehensive evaluation", "advanced unit of operating efficiency", "advanced unit of cross city assistance" and "grassroots stations satisfied by the masses" by the Provincial Association.

Social honor

In the business development at the same time, the work of the western industry credit union has also been widely recognized by the society, the social image has been greatly improved. It has been awarded "advanced unit of developing economy and high quality service", "advanced unit of respecting teachers and valuing education", "civilized unit", "service station satisfied by the masses", "advanced unit of safe construction", "advanced unit of supporting community construction", "advanced unit of cross district helping", "advanced unit of peony Cup" high quality service competition "and" May 1st Labor Award "by relevant provincial and municipal departments And other honorary titles. At the same time, it was awarded three consecutive titles of "meritorious enterprise" by the Party committee and the district government of Xigong District, and was awarded the honorary titles of "civilized unit" by the municipal Party committee and the municipal government.

Outline of corporate culture

1、 Corporate mission serving agriculture, rural areas and farmers, changing people's livelihood. 2. Corporate vision to become a healthy and dynamic modern financial enterprise. 3. Core values of the enterprise (1) dedication - sublimation of life in the post. (2) good faith - it is better to sacrifice profits than to break faith. Efficiency - efficiency is competitiveness. (4) innovation - innovation creates the future. fourth, enterprise spirit diligence and morality, pragmatism and farsightedness. 5. Enterprise operation concept (1) development concept - coordinated development of efficiency, quality and scale. (2) service concept - serve attentively to achieve customers. (3) risk concept - prudence and long-term stability. (4) people oriented concept - people oriented, common growth. (5) the idea of employing people - the sea embraces all rivers, and there is a place for future. (6) salary concept - let the doer be steadfast and the capable be rich. (7) the concept of honesty - to be honest and upright and to prosper. Sixth, the sense of ownership rural credit depends on me to develop, I rely on rural credit to survive. 7. Communication language roots in agriculture, rural areas and farmers, and coexists with each other. We have known each other for a hundred years.

Song of the Western Union of industry

The song of Henan Rural Credit Cooperatives: Jinyan flying from the field to the village, Jinyan spreading its wings to bring good luck, spring rain and sunshine to build the love nest in the hearts of the people, murmuring and depicting the spring service for agriculture, rural areas and farmers, the modern and fast service network is just like the stars all over the city and countryside, ah, our diligent and moral Rural Credit figures soaring, flying to the city and countryside and benefiting the four sides of Jinyan exhibition With good faith and greetings, we open the doors and windows that yearn for warmth. We sow our passion and fly our dreams to improve people's livelihood and move towards a well-off society. We use high-quality and efficient financial services to ignite the yearning for the prosperity of rural households. Ah, we are pragmatic and Huaiyuan's Rural credit people are soaring like a flying Golden Swallow

Network distribution

All outlets within the jurisdiction of the western industrial union serial number organization name and address 1 Luoyang Xigong District Rural Credit Cooperative Union Xigong credit cooperative union, first floor of Chunlei building, 58 Jiudu Road, Xigong District, Luoyang 2 Fanglin branch of Luoyang Xigong District Rural Credit Cooperative Union, 296 Zhongzhou Middle Road, Xigong District, Luoyang 3 Wangcheng branch of Luoyang Xigong District Rural Credit Cooperative Union, 29 Kaixuan West Road, Xigong District, Luoyang Jiandong branch of rural credit cooperative association of Xigong District, Luoyang City No.96 Shachang West Road, Xigong District, Luoyang City No.5 union of rural credit cooperative association of Xigong District, Luoyang City No.19 Tianjin Road, Jianxi District, Luoyang City No.6 Tangcun branch of rural credit cooperative association of Xigong District, Luoyang City No.7 southwest corner of intersection of Union Road and QianChuan Road, Jianxi District, Luoyang City Use Tanggong road credit union of Luoyang Xigong District Tanggong road and Guanghua Road intersection 8 Business Department of rural credit cooperative of Luoyang Xigong District Jiudu road 72 of Luoyang Xigong District 9 Huanghe Road branch of Luoyang Xigong District Rural Credit Cooperative of Luoyang Xigong District Huanghe Road and Liaoning Road intersection south 30 meters

address

Chinese PinYin : Jia Xian Nong Cun Xin Yong He Zuo Lian She