Hangzhou United Rural Commercial Bank Co., Ltd(hang zhou lian he nong cun shang ye yin hang gu fen you xian gong si )

Hangzhou United Rural Commercial Bank Co., Ltd

Hangzhou United Rural Commercial Bank Co., Ltd., hereinafter referred to as "Hangzhou United Bank", is a joint-stock banking financial institution serving agriculture, rural areas, communities, small and medium-sized enterprises and local economy. It was founded on January 5, 2011 and officially opened on March 12, 2011 with a registered capital of 1.312 billion yuan In Hangzhou, the capital of Zhejiang Province.

Bank profile

Hangzhou United Bank always takes supporting "agriculture, rural areas and farmers" and local economic development as its own responsibility, closely focuses on the business philosophy of "market-oriented and customer-centered", and in line with the principle of "small", "fine" and "deep", establishes and improves the modern enterprise system, clarifies the market positioning, speeds up the innovation of financial products and services, and highlights personal business and retail business, In order to serve the people's life in an all-round way, the company actively leans to small and medium-sized enterprises and micro enterprises with clear property rights and good operation, and gradually forms a "centralized and differentiated" development strategy with its own characteristics, which has achieved good social and operational benefits. By the end of June 2012, the total assets of the bank had reached 110.4 billion yuan, the balance of deposits was 69.6 billion yuan, the balance of loans was 51.2 billion yuan, and the owner's equity was 8.6 billion yuan. In the 2009 and 2010 comprehensive competitiveness ranking of rural cooperative banks published by Banker magazine, Hangzhou United Bank ranked first for two consecutive years. in recent years, with the rapid development of various businesses, the comprehensive competitiveness and social influence of Hangzhou United Bank have been continuously improved. In July 2006, Hangzhou United Bank signed a strategic cooperation agreement with ABN AMRO and IFC, becoming the first rural financial institution in China to introduce foreign shareholders. In May 2008, Hangzhou United Bank invested 80 million yuan as the main sponsor to build Changxing United Village bank, the first village bank in Zhejiang Province. Since then, it has set up Jiashan, Yueqing, Changshan and Wenling United village banks to serve agriculture, rural areas and farmers with a new attitude. In August 2009, it successfully issued 800 million yuan of subordinated bonds, becoming the first rural cooperative financial institution in China to issue subordinated bonds publicly, and its capital strength has been further enhanced. In January 2010, he became a shareholder of Chengdu Rural Commercial Bank Co., Ltd., accumulating capital operation experience. In January 2010, Haining Branch, the first off-site branch of Hangzhou United Bank, was officially opened. After that, Anji branch and Xiaoshan branch were opened one after another, and the service space was expanding. In December 2011, the Xinjiang Aksu branch of Hangzhou United Bank was successfully opened, which sounded the clarion call of Zhejiang's financial aid to Xinjiang and took a key step in cross province operation. now, Hangzhou United Bank, once again undergoing gorgeous transformation, will take "building the best regional rural commercial bank in China" as its corporate vision, strive to provide customers with faster and more stable financial services, and strive to become a real sense of "boutique retail bank" and "professional personal bank".

corporate culture

[enterprise vision] - to build the best regional rural commercial bank in China [enterprise mission] - to provide the most suitable financial services for individuals and small and medium-sized enterprises to achieve common growth [core values] - people-oriented, cooperation oriented [enterprise spirit] - sincerity, kindness and industry [business philosophy] - faster and more stable [service philosophy] - - professional, convenient, friendly and meticulous [management philosophy] - people oriented, standardized, refined and efficient [enterprise slogan] - unite your strength and mine [brand symbol] - Osmanthus fragrans

Nature of Business

With the approval of the CBRC and the approval of the registration authority, the business scope of the bank is: (1) absorbing public deposits; (2) issuing short-term, medium-term and long-term loans; (3) handling domestic settlement business; (4) handling bill acceptance and discount business; (5) acting as an agent for cashing and underwriting government bonds; (6) trading government bonds and financial bonds; (7) engaging in the same business (8) engaging in bank card business; (9) acting as an agent for payment and insurance business; (10) other business approved by the banking regulatory authority and relevant departments.

Chinese PinYin : Hang Zhou Lian He Nong Cun Shang Ye Yin Hang Gu Fen You Xian Gong Si