How to spend the least money and do the most things(zen yang cai neng hua zui shao de qian ban zui duo de shi )

In the world's most developed America, thrift is also a highly respected virtue. The iconomides are sought after by the major media in the United States because they are good at frugality and financial management, and they are called the "most frugal family" in the United States. This family of seven with average income has a set of effective "money saving strategy" and firmly believes that "what you save is what you earn". Here is the secret they taught:

(1) Shopping must have a plan: they think that shopping without a plan is the death penalty for saving money.

(2) Budget ahead of time, no wall: Mr. ikonomides said: "if you don't budget ahead of time, you are likely to go from one financial crisis to another."

(3) Go after bargains: every time you go shopping in the supermarket, you have to go back and forth in front of the shopping rack to find the cheapest price for the goods you want to buy. You don't buy until you find the lowest price.

(4) Never spend more than 80% of the total amount of money in the envelope: that is, put the money in each envelope every month to buy food, clothes, gas, rent, etc., and never spend more than 80% of the total amount in the envelope.

(5) Shop only once a month: it's best to shop only once a month. Because more shopping means more buying, and more buying means more spending.

(6) Clever use of shopping concessions: many shopping malls and supermarkets will launch shopping concessions such as buy two get one free and low price promotion. These commodities must be repeatedly compared to buy what they need at the most favorable price.

(7) Buy holiday items in advance: buy some holiday items in advance and reserve them in case of price increase during the festival.

(8) Will save will earn: seize the opportunity to find ways to make more money!

Chinese PinYin : Zen Yang Cai Neng Hua Zui Shao De Qian Ban Zui Duo De Shi