More and more people use credit cards to overdraw their consumption, but I'm afraid not many people know how to use the interest free period of credit cards to overdraw to buy money funds. The use of credit card consumption, there are generally 20 to 50 days of interest free period, in this interest free period, the money can be invested in money market funds.
At present, the annual return of money market funds is generally 3% - 4%, which is slightly higher than the after tax interest of one-year fixed deposit. Although these benefits are not much, they add up. Good financial habits can benefit you all your life.
What we need to remind you is that it takes 1-2 working days for the money fund to be redeemed. We must calculate the redemption date. If we miss the repayment, it is not good.
Chinese PinYin : Ru He Qiao Yong Huo Bi Ji Jin Da Pei Xin Yong Ka Li Cai
How to use money fund with credit card
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