Bank of China
The Bank of China was founded in 1919 with its head office in Tianjin and moved to Shanghai in 1942. Here, the mainland bank is a Beijing Branch, and its address is in Xijiao Minxiang. Beijing cultural relics protection unit. It was founded in 1924. To imitate the British bank building, 5 floors above ground and 1 floor underground. The facade is western classical style, the base is built with large granite, and the upper cornice is protruded. The entrance is mainly decorated with three-story arch inlaid with ticket columns and Collins pilasters on both sides. The bell tower has a proper proportion of vaulted roof. It is a Chinese building with a high level of Western classical architecture design. It is now used by the head office of the Bank of China.
brief introduction
One of the major banks in old China.
The mainland bank was jointly established by Tan lisun, Wang Guilin and Cao Xingu. In 1946, the capital increase was 10 million yuan. After 1949, the capital was increased to 354 million yuan. Continental Bank has more than 40 branches in Tianjin, Hankou, Nanjing, Qingdao, Hangzhou and other places. The main business has organized deposits and loans, and handled trust, warehouse and other businesses. In 1922, with salt bank, Jincheng bank and Zhongnan bank, they formed a four bank joint business bank. Later, they formed the "four bank reserve" and "four bank savings association", becoming one of the members of the "four northern banks". After 1949, the bank closed down in 1952 through the "joint management" of the northern five banks (namely the northern four banks and the United Bank reorganized by the joint venture of the northern four banks) and the public-private joint venture of the whole financial industry.
evolution
The Bank of China was founded in 1919 by Tan Danya, Xu Hanqing, Wan Bichen and Cao Xingu, with its head office in Tianjin. In 1922, the bank, together with Zhongnan bank, Jincheng bank and yanye bank, set up the reserve bank and savings association of the four banks; in 1937, it formed the trust department of the four banks. After the outbreak of the Anti Japanese War, the bank moved its general manager's office to Shanghai in the spring of 1940 and its head office to Shanghai on February 28, 1943. In September 1951, the bank, together with the four banks of salt industry, Jincheng, Zhongnan and Lianhe, formed the joint head office of the "northern five banks" and applied for approval of the public-private joint venture. In December 1952, the bank participated in the public-private joint venture of the whole financial industry and formed a unified public-private joint venture bank with other banks and banks.
Organization
The bank's organizational structure includes general manager's office, head office, branch, sub branch and office. The head office is the highest administrative organ under the leadership of the board of directors, which is responsible for all the affairs of the whole bank; the head office is the specific business department under the leadership of the head office, which not only undertakes the task of the head office to collect the accounts of the whole bank, but also performs all the functions of the branch. The head office has one general manager, while the head office has one manager and one deputy manager. Branches, sub branches and offices are all external business units under the leadership of the head office. Except for one manager and one deputy manager in the branch, only one manager is set in the branch and office. The board of directors and supervisors is the highest decision-making body of the bank. The general manager shall be appointed by the board of directors.
After the opening of the bank, Cao Guojia, Wan Bichen, Su Yanxiang, Zhang tiaochen, Wu Rongxiang, Li Sihao and Tan lisun were the directors, Jia Ling and Cheng Xuetian were the supervisors, and Cao Guojia was the chief director and general manager. In January 1920, the board of directors urged Tan lisun to take office as general manager. In the same year, Cao Guojia died of illness, and Tan lisun was also the chief director. After Tan lisun died in February 1933, Qian Xinzhi was appointed as the chairman of the board of directors and Xu fushai as the general manager. In March of the same year, Gong Xinzhan was added as the managing director and ye Xun as the assistant director. In 1937, chairman Yi was Yan Huiqing. After liberation in 1949, the people's Bank of China appointed Zhu Chuan and Luo Jun as its public directors. In June 1950, due to Yan Huiqing's illness, the executive meeting of the board of directors hired Xu Hanqing to act as the chairman of the board of directors. In November of the same year, the board of shareholders re elected a director, promoted Xu Hanqing as the chairman of the board of directors, and added Tan Gongyuan as the deputy general manager. In 1951, Tan Gongyuan succeeded to the general manager, and the deputy general manager was Zhu Boquan.
capital
The initial capital of the bank was 2 million yuan and the paid in capital was 1 million yuan. In July 1920, the capital stock was renewed to 1 million yuan. In 1922, the capital stock was increased to 5 million yuan. In 1946, the capital increased to 10 million yuan. After the issuance of the golden yuan certificate on August 19, 1948, the capital was adjusted to 2 million yuan. After 1949, the capital increased to 36 million yuan. In December 1951, the property was revalued and the total capital was adjusted to 20 billion yuan.
branch
After the establishment of Continental Bank, Tianjin Branch was established at the same time. Tianjin dongma road sub branch opened on December 12, 1922, and then built a new site in Dahutong. It moved into business on December 26, 1923 and was renamed Dahutong sub branch.
In order to publicize and expand its influence at home and abroad, Continental Bank has set up offices in Beijing Tsinghua University, Yanjing University, Peking University and Furen University since 1923 to serve teachers, students and staff.
In July 1928, Tianjin Xujie (now Heping Road) office opened. In 1931, Tianjin Branch was changed into the jurisdiction bank, managing Harbin, Qingdao, Jinan, Bengbu and other banks. On October 1, 1931, beimenwai sub branch opened. In 1932, Xujie office was abolished and moved to Xikai, which was called Xikai sub branch and opened on December 25, 1932. On July 1, 1933, Hedong sub branch was established, also known as concession sub branch. Its address is at the corner of Jintang 8th Street, Hedong Qiwei road. On July 1, 1934, Xiaobailou sub branch of Haida road was established, and its address is 376 Haida Road (now Dagu Road). On July 3, 1935, Lishan sub branch opened. The address of the branch is at No. 12, Lishan Street (now Heping Road). The director is Mao Hongyu. In addition, the bank has set up branches in Beijing, Shanghai, Hankou, Nanjing, Qingdao, Jinan, Hangzhou, Nanchang, Suzhou, Zhengzhou, Changsha, Harbin, Shijiazhuang, Taiyuan and Chongqing.
Business scale
In addition to general commercial banking, mainland banks also handle savings, custody, trust and warehouse matters. The bank's deposit sources are mainly personal deposits, followed by industrial, commercial and foreign trade; its lending objects are mainly industrial loans, followed by commercial and foreign trade; its outward remittances are mainly in Shanghai, followed by Beijing, followed by Qingdao and Hankou; its inward remittances are mainly in Beijing, followed by Hankou, followed by Shanghai and Qingdao. In industry, it has a close relationship with factories such as chemical dyes and cement; in commerce, it has a close relationship with hardware and electrical materials, import and export trade and so on, and deposits are also focused on this. At the end of the year when the bank was established, the deposit amount was 4.756 million yuan and 4.157 million yuan respectively. Six years later, in 1925, it increased to 20.389 million yuan and 13.995 million yuan, increasing by 3.85 times and 2.36 times respectively. From 1919 to 1925, the accumulated net profit was 3.382 million yuan, which was 25.21% of the annual accumulated amount of 13.415 million yuan of paid in capital in the same period. On July 11, 1922, the Bank of China joined the "four banks joint business office" and became an important member of the "four northern banks". After the joint venture of the four banks, on August 20, 1922, the Bank of communications undertook to make a mortgage loan of 1 million yuan; on August 20, 1922, the Yuyuan mill undertook to make a loan of 500000 yuan.
The bank's warehouse business is unique among banks. At that time, Tianjin's foreign trade was monopolized by British foreign firms. In order to seize this business and guarantee the mortgage loan, the mainland bank established two large warehouses beside Jiefang Bridge in Tianjin in 1925, which were reinforced concrete buildings, and one was built and rented in the east of another river to store a large number of goods. Although the trestle rent is charged according to the regulations of the same trade, the interest on the trestle bill issued by the warehouse is given preferential treatment when it is used as mortgage loan, and it is handled by 8 deduction. After two years of hard work, the annual deposit is more than 10 million yuan. Seven tenths of the business of British foreign bank is captured by the mainland warehouse. At the same time, the mainland bank has also opened warehouse business in Hankou and Shanghai, the scale of which is second only to Tianjin.
Taiping Insurance Company was founded in 1931 by the mainland bank and five banks, including Jincheng, Zhongnan, Jiaotong and Guohua, with a capital of 5 million yuan. In order to support public utilities, the mainland bank, together with Jincheng, yanye, Zhongnan and Jiaotong, undertook to lend 15 years long-term loans to Tianjin Telephone Bureau in 1931, repaying the principal and interest by stages. In order to expand its influence and attract talents, the mainland bank also set up the scholarship and tuition free Huishui in 1934, which was highly praised by the society and scholars. In 1935, to commemorate the children's year, the bank gave special preferential treatment to the savings of school children and raised interest rates, especially the amount of savings.
Address: No.17, xijiaomin lane, Xicheng District, Beijing
Longitude: 116.395315
Latitude: 39.902066
Chinese PinYin : Da Lu Yin Hang
Bank of China
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