Alipay

Alipay (China) Network Technology Co., Ltd. is the third party payment platform in China. It is committed to providing a simple, safe and fast payment solution. Since its establishment in 2004, Alipay has always used "trust" as the core of products and services. It has two independent brands: "Alipay" and "Alipay wallet". Since the second quarter of 2014, it has become the largest mobile payment manufacturer in the world.

Alipay has established strategic cooperative relations with more than 180 banks at home and abroad, as well as VISA, MasterCard international organizations and other institutions. It has become the most trusted partner of financial institutions in the field of electronic payment.

Since April 1, 2018, the static bar code payment of Alipay and WeChat has been limited to 500 yuan per day. August 21, 2018, Alipay official micro-blog, ant gold clothing Safety Center official micro-blog news, Alipay released delayed arrival function upgrade, cheated funds are expected to recover.

In October 18, 2003, Taobao launched its Alipay service for the first time.

In 2004, Alipay separated itself from Taobao and gradually offered payment services to more partners, becoming the largest third party payment platform in China.

In December 8, 2004, Zhejiang Alipay Network Technology Co., Ltd. was established.

In February 2, 2005, Alipay launched the "full payment" payment, and put forward "you dare to use, I dare to pay" commitment.

In February 27, 2008, Alipay launched the mobile e-commerce strategy and launched the mobile payment business.

In October 25, 2008, Alipay's public utilities payment was formally launched, supporting the payment of water, electricity, coal and communications.

In December 23, 2010, Alipay worked with Bank of China for the first time to launch fast credit card payment.

In May 26, 2011, Alipay obtained the first "payment business license" issued by the central bank (also known as the "payment license").

In June 2013, Alipay launched the account balance value added service "balance treasure", through the balance of treasure, users can not only get higher income, but also can pay and transfer at any time, without any fees.

In November 13, 2013, Alipay mobile payment users exceeded 100 million, the number of Alipay wallet users reached 100 million, Alipay wallet was officially declared an independent brand.

In November 30, 2013, 12306 websites supported Alipay's purchase of train tickets.

In December 31, 2013, the number of authenticated users of Alipay was over 300 million.

In 2013, Alipay mobile payment completed more than 2 billion 780 million pens, amounting to more than 900 billion yuan, becoming the largest mobile payment company in the world.

Data from AI consulting show that since the first quarter of 2013, Alipay's share of mobile Internet payment market has increased from 67.6% to 78.4%, ranking first.

By the end of 2013, the number of users of Alipay's real name authentication exceeded 300 million. In 2013, the peak value of Alipay's single day trading reached 188 million. Among them, the peak number of one-day transactions of mobile payment reached 45.18 million, and the peak value of one-day transactions of mobile payment reached 11.3 billion yuan.

In February 28, 2014, the number of users of the balance treasure exceeded 81 million.

In March 20, 2014, Alipay had more than 25 million mobile payment pens per day.

In 2015, Alipay wallet 8.5 edition, under the wallet "exploration" two level page, has a "friend" tab. After entering the transfer interface, it can send words, voice, pictures and other information directly with the other party.

In May 27, 2015, Alipay suffered a large-scale failure. Response: Hangzhou optical fiber was dug off .

In July 8, 2015, Alipay released the latest version 9, adding two new first level entries, namely "business" and "friends", to replace the "service window" and "exploration" respectively. In addition, it has added a series of functions such as family accounts, IOU, group accounts and so on.

From September 25, 2015, Alipay and McDonald's will cooperate in big data. The McDonald's in Shanghai will be paid by Alipay and will be further extended to the national stores.

In January 12, 2016, the ant gold suit released the January 12, 2016 annual bill for 2015. The bill shows that the Internet economy continued to maintain rapid growth in 2015. According to the division of provincial administrative regions, the per capita payment amount in Shanghai ranks first in the country, reaching 104155 yuan, which marks the beginning of the "100,000 era" of per capita online payment. According to the proportion of mobile payments, the top five areas are Tibet, Guizhou, Gansu, Shaanxi and Qinghai, with mobile payments accounting for 83.3%, 79.7%, 79.4%, 78.8% and 78.7%. Statistics also show that mobile payments accounted for 65% of the total in 2015, compared with 49.3% in 2014.

In May 20, 2016, Samsung mobile payment service Samsung Pay and Alipay formally announced cooperation. Users can quickly transfer Alipay's payment interface on the Samsung mobile phone by sliding on the screen.

In May 31, 2016, Alipay's mobile payment platform for health insurance, which was co operated with the Shenzhen Bureau of social affairs, began its trial run of in 6 hospitals in Shenzhen.

In August 2016, Alipay and WeChat were awarded the first batch of payment licences in Hongkong, hoping to compete for the new market .

In September 2016, it announced that since October 12, 2016, Alipay will charge 0.1% of the service charge to users who have exceeded the free quota, and each individual user will receive a total of 20 thousand yuan of basic free cash withdrawals.

In November 1, 2016, Alipay entered apple App Store. Mainland China users have already seen Alipay's accession in the two ways of payment and recharge of App Store, which can be used to purchase applications, recharge accounts, or pay subscription services such as Apple Music.

In the afternoon of November 27, 2016, following the "high-end single friends circle", Alipay launched a white collar diary and a campus diary on a small scale. Alipay's response to Sina Technology is still in the gray scale test stage.

In November 29, 2016, in view of the recent controversy caused by Alipay's "campus diary" and other circles, Peng Lei, the chairman of Alipay's parent company ant gold clothing, today issued an internal letter to apologize and posted in the intranet: she did something wrong, never blame anyone else!

In December 6th, Alipay announced that it had signed a cooperation agreement with 4 European financial services institutions to provide services to Chinese consumers traveling overseas. The move is expected to expand the number of Alipay's cooperative retail outlets by nearly 9 times.

In December 23, 2016, Alipay launched the Alipay 10 version, bringing Alipay AR real red envelopes.

In January 3, 2017, Alipay's online public account, every ordinary user's public footprints and love "assets" can be recorded and inquired.

In January 5, 2017, Alipay launched the 2016 personal year bill, and netizens exploded it. After seeing the "chopper" situation last year, many people lamented, "I don't know how rich I am!" "No wonder you are so poor!" Don't rush to scold yourself for being a loser. Online billing doesn't equal the concept of "online shopping". You haven't really spent that much money on online shopping. In addition to expenditure and consumption, personal bills also record low-carbon environmental protection, caring for public welfare and other situations, fully demonstrating the concept and outlook of modern people's life.

In May 24, 2017, Alipay announced the launch of the Hongkong version of the electronic wallet, Alipay HK, which provides cash free services to Hongkong residents. After the on-line version of Alipay is launched, all Hongkong residents can pay directly by using Hong Kong dollar by binding Alipay's local bank credit card or recharge to use Alipay.

This is the first time Alipay has released the App version outside the mainland. Alipay first started serving the Hongkong market in 2007. In August last year, the Hongkong Monetary Authority issued the third party payment licences. Alipay Hongkong became the first batch of payment licences to provide digital financial services to local users. After half a year's preparation, the Hongkong version of Alipay is finally on line.

Functionally, the Hong Kong version of Alipay provides three major services: sweep code payment, business discount and stamp printing. Among them, scanner payment and the use of the Mainland experience is exactly the same, as long as open the payment code, let merchants sweep can complete the payment.

In addition to the above basic functions, in the future, the Hong Kong version of Alipay will gradually open toll collection, hydropower and coal payment, transfer, taxi, insurance and other functions, so that Hongkong people's "cash free" life will be integrated with the mainland.

In June 2017, Monaco signed a strategic cooperation agreement with Alipay (MOU), and the whole country merchants will access Alipay. This is the first time that ant gold suits have signed strategic cooperation agreements with sovereign governments and become the twelfth European countries to access Alipay.

In October 10, 2017, Alipay announced the launch of the credit renting platform. The 8 cities in Shanghai, Beijing, Shenzhen, Hangzhou, Nanjing, Chengdu, Xi'an and Zhengzhou pioneered the promotion of credit renting, and more than 1 million apartments will be formally settled in Alipay. Unlike the three most common way of paying for such a rental, the sesame credit score is more than 650 points, which can be secured by Alipay APP. The rent can be paid monthly.

In October 30, 2017, the first batch of Alipay's taxi body was posted on the slogan "Hongkong is also using Alipay", starting from the Hongkong stadium.

In January 15, 2018, some high-speed toll stations in Zhengzhou, Henan, Alipay -ICT credit payment (license plate payment) function, the owner of the license plate and Alipay binding, through the ETC toll station, you can directly deduct from Alipay.

In January 25, 2018, Alipay announced its entry into Israel, officially bringing mobile payment services to the Middle East, providing convenience for Chinese tourists.

In January 26, 2018, Alipay and Swiss partner SIX Payment Services jointly announced that Davos, a small town in Switzerland, is fully connected to Alipay.

In March 14, 2018, SAIC announced that the two phase of the 12315 Internet platform was officially launched. In this upgrade, 12315 of the official small programs first "landed" Alipay, consumers can report complaints for 24 hours, and hope to complete online dispute resolution .

Since April 1, 2018, Alipay's static bar code has been paid 500 yuan per day.

In April 17, 2018, the "identity card online function certificate" certified by the CTID, the first Research Institute of the Ministry of public security, was first unveiled at Alipay, and was formally launched in three cities in Quzhou, Hangzhou and Fuzhou.

In May 11, 2018, the Internet Alliance and Alipay announced that the two sides signed a cooperation agreement to formally carry out business cooperation in bar code payment. Alipay said that as an important partner of Alipay barcode acquiring business, the Internet Federation has completed system docking, joint debugging and production verification, and all preparations are in place. From now on, it provides test and access services for acquiring institutions.

In August 2018, Alipay quietly assembled the group function. This function is "limited time group", which will recommend different group products to users in different periods.

In August 2018, China's Alipay will start operation in Pakistan at the end of 2018. At present, ant gold clothing is applying to the central bank and the Competition Commission for permission to conduct financial services.

In August 29, 2018, Alipay (China) Information Technology Co., Ltd. changed its legal person from Ma Yun to Ye Yu Qing .

In September 12, 2018, on the ant open day special program, Alipay announced the end of the small program public beta and formally launched and set up a small program division.

On October 13, 2018, at the annual meeting of the world bank in Bali Island, Indonesia, the World Bank member IFC and Alipay jointly announced the launching of the 10x1000 science and technology inclusive plan, which plans to train 1000 technology leaders for emerging market countries every year in the next 10 years.

Up to now, Alipay has more than 300 million real name users, more than 270 million active Alipay wallets, and more than 45 million mobile phones per day, exceeding the 45 million 180 thousand peak value of the 45 million 180 thousand day mobile phone created by 11.11 in 2013.

In 2014, double eleven all day, Alipay mobile payment transaction number reached 197 million. Alipay's steady style, advanced technology, keen market foresight and great sense of social responsibility have won wide recognition from banks and other partners. At present, Alipay has established an in-depth strategic cooperative relationship with more than 180 banks at home and abroad, as well as VISA, MasterCard international organizations and other institutions. It has become the most trusted partner of financial institutions in the field of electronic payment.

The Alipay under the ant's golden clothing is a life service platform centered on each person with 520 million real users. At present, Alipay has developed into an open platform which integrates payment, life services, government services, social networking, financial management, insurance, public interest and other scenes and industries.

In addition to providing convenient payment, transfer, collection and other basic functions, it can also quickly complete credit card repayment, charging charges, paying water, electricity and coal charges. Through intelligent voice robots to reach hundreds of life services step by step, not only can enjoy consumer discounts, interact with friends, but also can easily manage money, accumulate credit.

At present, it has covered 38 countries and regions except .

List of countries and territories covered

Hong Kong, Macao, Taiwan, Japan, Korea, Singapore, Malaysia, Thailand, Cambodia, Vietnam, Laos, Philippines, Indonesia, Australia, New Zealand, Ireland, Britain, France, Germany, Italy, Switzerland, Austria, Belgium, Netherlands, Monaco, Spain Tooth, Greece, Sweden, Denmark, Norway, Finland, Russia, Czech Republic, South Africa, United States, Canada, Israel, United Arab Emirates (as of February 3, 2018)

1, support the balance of treasure, financial income at any time to see;

2, support various scenarios, group chat group payment more convenient;

3, provide local life services, pay the discount, enjoy the preferential treatment.

4, establish a family account for parents of their children;

5, check Taobao account, account balance and logistics information anytime and anywhere;

6, free cross border transfer, credit card repayment, recharge, pay the water and gas charges;

7, also intelligent reminder of credit card, payment, payment, charge and card information.

8. Walking donation, support access to the health data of the iPhone, can walk and interact healthily with friends, and can also participate in public welfare.

Official Website: https://www.alipay.com/