Liaoning Rural Credit Union(liao ning sheng nong cun xin yong she lian he she )

Liaoning Rural Credit Union

Liaoning Rural Credit Cooperatives Union, officially opened on July 20, 2005, is a local financial institution with independent legal personality, which is approved by the provincial government and China Banking Regulatory Commission, and is jointly established by Shenyang and Dalian rural credit cooperatives union and 77 county (city, district) Rural Credit Cooperatives Union. It is the provincial industry management organization of rural credit cooperatives.

brief introduction

By the end of 2004, the total assets of rural credit cooperatives under its jurisdiction were 94.1 billion yuan, the balance of various deposits was 83.6 billion yuan, the balance of various loans was 60.4 billion yuan, and there were nearly 30000 employees. The Provincial Association has set up a general meeting of members and a Council to perform its statutory duties. Its internal institutions include nine functional departments: office, strategic development department, human resources department, planning and finance department, liability management department, credit management department, risk management department, audit department, supervision and security department, and three institutions directly under the settlement service center, comprehensive business network center, and fund allocation center. Under the leadership of the provincial government, the Provincial Association performs the functions of management, guidance, coordination and service of rural credit cooperatives within its jurisdiction. In the new development period, the industry management and service work of the provincial association is based on rural areas, supporting agriculture and serving farmers. Liaoning Province Rural Credit Union is a provincial industry management organization which is born to deepen the reform of Rural Credit Union. Liaoning rural credit cooperatives were founded in 1951. In 55 years, they have experienced changes and leaps from small to large, from weak to strong. Especially in the past 30 years of reform and opening up, rural credit cooperatives have been developing and growing in the reform. In 1996, with the approval of the State Council, rural credit cooperatives and Agricultural Bank of China broke away from the administrative subordination and were managed by the people's Bank of China The history of bank management of rural credit cooperatives. In August 2003, the reform of rural credit cooperatives was officially launched with the reform of property rights system, the improvement of corporate governance structure, and the transformation of internal management mechanism as the main contents. As one of the 21 provinces in the second batch of rural credit cooperatives reform pilot, Liaoning Rural Credit Cooperatives Union was officially opened, which not only realized the establishment of provincial management mode, It also marks that the development of rural credit cooperatives in Liaoning Province has entered a new historical development stage.

Liaoning rural credit cooperatives are located in urban and rural areas. After 55 years of development, especially under the guidance of the policy of rural financial system reform since the Third Plenary Session of the Eleventh Central Committee of the Communist Party of China, the rural credit cooperatives of the whole province always adhere to the purpose of taking agriculture as the foundation and serving agriculture, extend their outlets and provide customers with all-round services. At present, there are 77 county (District) cooperatives, 1156 independent accounting cooperatives, 527 credit branches and 1342 savings offices in the province, with a total number of 3025 and an average of 3 villages and towns. A relatively complete comprehensive and multi-level rural financial service network has been initially formed for rural areas, agriculture and farmers.

Status and function

Rural credit cooperatives in Liaoning Province play an irreplaceable role in the development of rural economy. The rural credit cooperatives of Liaoning Province always adhere to the market orientation of basing on the rural areas and serving "agriculture, rural areas and farmers" in line with the business policy of taking from, using for and serving the people. Combined with the unified planning of the local government, relying on the advantages of rural regional resources, they support the traditional industries to increase efficiency, guide the industrial level and the scale of emerging industries, and support the rural food production and farmers' development By the end of 2004, the balance of various deposits of rural credit cooperatives in the province was 83.6 billion yuan, accounting for 8.5% of the total deposits of financial institutions in the province, and the balance of various loans was 60.4 billion yuan, accounting for 60.4 billion yuan 7.4% of the total amount of loans from financial institutions in the province, of which the balance of agricultural loans is 20.92 billion yuan, accounting for 78% of the total amount of agricultural loans from financial institutions in the province. The proportion of agricultural loans from credit cooperatives and other financial institutions is 3.6:1. Credit cooperatives have become the main channel of agricultural capital investment and an irreplaceable backbone to support rural economic development.

Liaoning Rural Credit Cooperatives Union will further promote the deepening and development of the reform of rural credit cooperatives in Liaoning Province, and constantly improve the management level of rural credit cooperatives in Liaoning Province. Under the leadership of the provincial Party committee and the provincial government, the Provincial Association will continue to adhere to the purpose of serving "agriculture, rural areas and farmers", give full play to the advantages of rural credit cooperatives in urban and rural areas, guide the county (District) association to increase agricultural support, comprehensively promote the business of micro credit loans and joint guarantee loans for farmers, and provide positive credit support for farmers to become rich, agricultural industrial structure adjustment and rural modernization We should further construct the main body of investment of rural credit cooperatives by promoting the work of capital increase and share expansion of rural credit cooperatives; improve the self-restraint and sustainable development financial resources of credit cooperatives by establishing a perfect corporate governance structure; build rural credit cooperatives into the main force of rural finance to adapt to the new requirements of rural economic development of the whole province by realizing the network construction and improving the service quality To achieve the development goal of the provincial rural cooperative bank within 3-5 years.

Chinese PinYin : Liao Ning Sheng Nong Cun Xin Yong She Lian He She