HUBEI CONSUMER FINANCE CO.,LTD

Hubei Consumer Finance Co., Ltd

Hubei Consumer Finance Co., Ltd. was registered in Hubei Administration for Industry and Commerce on April 7, 2015. Zhou Nan is the legal representative of the company. The business scope of the company includes issuing personal consumption loans and accepting deposits from domestic subsidiaries and domestic shareholders.

Company profile

Hubei Consumer Finance Co., Ltd. was established on April 7, 2015 with the approval of China Banking and Insurance Regulatory Commission. It is the eighth national consumer finance company in China and the first national consumer finance company in Central China. The company is headquartered in Wuhan, with business radius radiating all over the country. It has management teams in Wuhan, Beijing, Shanghai, Shenzhen, Chengdu and Xi'an, and is committed to providing consumers with fast, flexible and safe high-quality consumer financial services.

Based on the development trend of the industry and the characteristics of consumer finance, the company focuses on the three major strategies of "front-line", "Internet plus" and "intelligent technology", and constantly opens up a new consumption finance mode. At the same time of scale expansion and profit increase, the company adheres to prudent operation and compliance first, takes customer management as the center, takes risk control as the lifeline, and strengthens the improvement of risk control mechanism, the allocation of personnel, the effective application of data and the empowerment of new technology.

Corporate philosophy

The company always adheres to prudent operation, compliance first, customer management as the center, risk control as the lifeline, and strengthens the improvement of risk control mechanism, personnel allocation in place, effective application of data and empowerment of new technology. The asset quality index tends to be stable and good, and the non-performing rate is controlled at the ideal level of the industry.

Company vision

With the original intention of "boosting consumption and achieving dreams", the company will continue to cultivate traditional consumption scenarios, expand new consumption markets, create differentiated, intensive and characteristic business models and financial products, build a consumer finance ecosystem, and strive to build a "consumer finance company with excellent quality and distinctive characteristics".

Corporate responsibility

Hubei consumer finance company has always attached great importance to the protection of consumers' rights and interests, earnestly implemented the mission of protecting consumers' rights and interests and the original intention of inclusive financial services, actively strengthened the construction of various work, continuously improved customer service channels from the aspects of system construction, mechanism construction, publicity and education, customer service, etc., improved customer service experience, and strengthened the protection of customers' rights and interests.

Major shareholders

Company honor

"Financial support for local economic development contribution award"

"Top ten consumer finance enterprises in China"

"Youth employment and entrepreneurship internship base" and other honorary titles

"Outstanding contribution enterprise award of Wuchang District in 2019"

Product line

[xiaoyufuka]

It is a professional loan app, which provides RMB pure credit cash loan and consumer loan financial tools for personal general consumption to customers who meet the access conditions of Huxiao. It injects finance into users' life and provides users with convenient financial services. With small amount and multiple flexible loan business as the core, it is expanded to phased consumption, interest free shopping, living surrounding services (living payment, illegal inquiry, transportation, travel reservation, hotel reservation, flower reservation), etc.

[revolving loan]

Simple application process, one-time credit, recycling; fast approval, flexible repayment, up to 200000.

[elite loan]

Product definition: consumer loans issued by our company to eligible salaried persons for personal consumption

Product quota: 10000-200000 yuan

Product term: 3, 6, 9, 12; 24, 36

Repayment method: equal principal and interest, interest before principal and other flexible repayment methods

Hi, enjoy loan

Loans issued to eligible self-employed persons, farmers and other borrowers for consumption purposes. Product quota: 10000-200000 yuan.

[Leju loan]

The product line for personal consumption loans issued to real estate customers: 20000-200000 yuan.