SINOTRUK FINANCE CO.,LTD.(zhong guo zhong qi cai wu you xian gong si )

Sinotruk Finance Co., Ltd

Established in September 1987, sinotruk Finance Co., Ltd. (hereinafter referred to as sinotruk Finance Co., Ltd.) is a non bank financial institution approved by the people's Bank of China. It is composed of 23 members of the former China Heavy Truck Group Corporation (hereinafter referred to as the former sinotruk group), with a total share capital of 1.03 billion yuan. It is one of the earliest enterprise group finance companies in China.

Company profile

The company has been reorganized, renamed and reopened. The new company is composed of 42 shareholders, with a registered capital of 1.03 billion yuan. Sinotruk group is the absolute holding company. Now the main business of the company is bill discount, member unit deposit, auto finance, financial leasing and other financial businesses. With strong strength and standardized management, it is a stage for young people to realize their personal aspirations. in 2011, the auto finance business of SINOTRUK finance company achieved good results. First, the development of auto finance business is in a good situation. In 2011, consumer credit was used to sell 3261 vehicles. Second, financial risk control measures are in place, and asset quality has maintained a good momentum. Third, regional expansion is progressing smoothly, with 20 regional business departments, and auto finance business has spread to most parts of the country. Fourth, we have increased the variety of auto finance business and opened new businesses such as auto finance leasing. In 2012, the scale of consumer credit of SINOTRUK finance company will be further expanded. Auto finance business will usher in a new stage of development. According to the group's overall development strategic planning and the planning requirements of the great project of "second pioneering", the financial company will seriously implement the "12th Five Year Plan" of the financial company, give full play to the leading role of the financial sector of the financial company, use the auto finance platform, effectively promote the group's auto sales, and further improve the group's competitiveness The contribution to the benefit of the project. The development ideas of auto finance business of financial company in 2012 are as follows: strengthen marketing, optimize business process, standardize business operation, innovate service varieties, consolidate basic management, effectively control risks, improve service efficiency, improve team quality, ensure the completion of KPI indicators of auto finance business, and fully promote auto finance business of financial company to be better, bigger and stronger. In addition to Tibet, the business covers other regions of the country; the advantages of automobile loan insurance consumer credit, guarantor comprehensive credit consumer credit and guarantor comprehensive credit financial leasing business are studied at the operational level. Without increasing the risk of financial companies, the business operation requirements of users and dealers will be satisfied as far as possible, so as to ensure the growth and efficiency of the business Improve.

Ten pieces of information

Sinotruk finance company successfully launched financial leasing business

The first batch of pilot work has been carried out smoothly. The launch of this business is the further improvement and enrichment of the original auto consumption loan business of the heavy truck finance company. It is another measure to continuously strengthen the innovation of new products according to the market and user's needs. It meets the financial needs of dealers and users, and breaks through the capital bottleneck of high down payment for a long time, which restricts the end users from purchasing heavy truck vehicles. Users only need to pay less The amount of capital can have the lease, and the lease term can be long or short, convenient and flexible, which will play a positive role in promoting the group's automobile sales.

Sinotruk finance company strengthens business and risk control training for regional consumer credit personnel

In order to improve the overall quality of the regional auto finance business personnel and strengthen the risk awareness, Chongqing Heavy Truck Finance Co., Ltd. trains the regional branch and dealer business personnel on auto finance knowledge and risk control. The finance company organized a systematic training for the new guarantor comprehensive credit consumer credit business of Ningxia Branch of truck marketing company and Ningxia Hefeng Automobile Trade Co., Ltd.

Leaders of SINOTRUK finance company go deep into northeast China to understand consumer credit market

On October 26, song Qidong, chairman of the board of directors of SINOTRUK finance company, and Tian Yuwei, executive deputy general manager, went to Heilongjiang to investigate the implementation of consumer credit development and market situation. The financial company and his party conducted a four-day field visit to the local distribution units in Heilongjiang Province. During the meeting, he had a discussion with the chairman of Harbin Heli Heavy Duty Automobile Sales Co., Ltd. both sides reviewed the cooperation of consumer credit between the two sides in the past year, and jointly discussed the possibility of developing consumer credit in the export trade of heavy duty automobile products to the Russian market. From October 27 to 29, song Qidong and Tian Yuwei visited Yichun jingdawei Auto Trading Co., Ltd. and Qiqihar Zhonglei Auto Trading Co., Ltd., which were new credit dealers from August to September this year, and had a deep understanding of their economic strength and pledged mortgage capacity.

Sinotruk Finance Co., Ltd. and Dahua auto trade group have a discussion to develop auto finance business

song Qidong, chairman of the board of directors of Heavy Duty Automobile Finance Co., Ltd., Tian Yuwei, executive deputy general manager, and his party went deep into Dahua Automobile Trade Group Co., Ltd. and had a discussion and exchange with Yang Jiaqing, vice chairman of the board of directors of the company and other relevant leaders on the cooperation in consumer credit business. Giant group is one of the largest distributors of heavy truck products, and has made outstanding contributions to the sales of heavy truck products and the development of consumer credit business. During the forum, the two sides discussed the future cooperation in auto finance business and the development of next year's business. Heavy truck can make full use of the heavy truck sales platform of the giant group, strengthen the expansion of heavy truck financial products, strengthen and expand the auto financial business of the financial company, and cooperate closely to achieve a win-win situation.

Sinotruk finance company deeply investigates the consumer credit market in Ningxia

in order to implement the second pioneering work plan, accelerate the pace of consumer credit business, expand the consumer credit market and promote the sales of heavy truck products. Tian Yuwei, executive deputy general manager of the company, and his party made a field investigation on the consumer credit market of the company in Ningxia. Wang Huaxing, manager of heavy truck sales branch, and Liu congchen, manager of special vehicle Yinchuan branch, respectively introduced the demand of heavy truck product market and consumer credit business in Ningxia. Through nearly two days of in-depth investigation and understanding of mining areas and distribution units, we have mastered the first-hand information about the development of consumer credit business of financial companies in Ningxia. And with the support of consumer credit of finance company, it promoted the sales of 25 heavy truck mining overlord cars. In the early stage, Henan Zhengzhou Yafei Automobile Chain Co., Ltd. has purchased 80 sets of 70 tramcars produced by SINOTRUK, which are mainly used to contract the coal mine project of Poly Group in Hami, Xinjiang. With the progress of the project, the original purchased vehicles can not meet the needs of the project. In order to speed up the progress of the project, it is urgent to put another 30 tramcars into operation. However, due to the company's tight working capital, it is unable to purchase 70 tramcars with full funds. Therefore, after the application of the company, the heavy truck finance company inspected it, and on the premise that it has the loan conditions, it made full use of the automobile consumption credit business to give it credit support and ensure the engineering needs of users. The completion of this business fully reflects the important role played by the finance company's auto finance business in promoting the sales of heavy duty automobile products.

The leaders of SINOTRUK finance company went deep into Henan to develop the consumer credit market,

From November 14 to 16, Tian Yuwei, executive deputy general manager of heavy duty automobile finance company, Xia Tong, deputy manager of auto finance center, and their party conducted a market investigation on the consumer credit market in Henan Province. The research team visited a number of distribution units to understand the demand of local dealers and users for automobile consumption loans, and discussed the characteristics and advantages of automobile consumption loan business with credit granting units. We learned from the chairman of Zhengzhou Yafei Automobile Chain Co., Ltd. about the use of 30 "70 tramcars" purchased by the consumer credit business of the finance company in the early stage. Through in-depth discussions between the two sides, it is basically determined that 56 dump trucks will be purchased in the form of mortgage and pledge in the near future. on the basis of in-depth market research, the finance company will speed up the promotion of consumer credit business and promote the sales of heavy truck products.

Hu Xiaolian, vice president of the head office of the people's Bank of China, and his party visited sinotruk for investigation

Hu Xiaolian, vice president of the head office of the people's Bank of China, Zhang Xiaohui, director of the Department of monetary policy, Jin Mei, deputy director of the second Department of monetary policy, and his party went to Shandong to investigate the current economic and financial situation. Accompanied by relevant leaders of the Jinan Branch of the people's Bank of China, they had a discussion with sinotruk. Ma Chunji, chairman of SINOTRUK group, and other relevant leaders of the group attended the forum. Vice President Hu Xiaolian and his party also attended the Forum on the work of some financial institutions organized by Jinan Branch of the people's Bank of China to listen to opinions and suggestions on the economic and financial operation and monetary and credit regulation. Han Wenjie, general manager of SINOTRUK finance company, reported on behalf of SINOTRUK finance company the general situation of operation in 2011 and the main characteristics and difficulties of credit operation of finance company under the current situation, and put forward some suggestions on preferential support to problems such as differential deposit reserve ratio, central bank rediscount scale, etc. Hu focused on the operation characteristics of the financial company, the implementation of deposit and loan interest rates, and the financial support of credit funds to the upstream and downstream customers of SINOTRUK, especially small and medium-sized enterprises. At the forum, President Hu talked about the current international and domestic economic situation, monetary policy, credit supply, industrial structure adjustment, increasing credit supply to small and micro enterprises in line with industrial policies, agriculture, rural areas and other weak links, meeting the capital needs of national key projects under construction and continued construction, supporting the construction of indemnificatory housing projects and the transformation of business mode and strengthening risk management of financial institutions themselves This paper puts forward specific analysis and requirements for the prevention and credit management.

Chinese PinYin : Zhong Guo Zhong Qi Cai Wu You Xian Gong Si