Hengqin Huatong Financial Leasing Co., Ltd.(heng qin hua tong jin rong zu lin you xian gong si )

Hengqin Huatong Financial Leasing Co., Ltd

Hengqin Huatong Financial Leasing Co., Ltd. was registered in Zhuhai Hengqin New District Administration for Industry and Commerce on October 12, 2015. The business scope of the company includes the business scope recorded in the articles of association: financial leasing business; transfer and transfer of financial leasing assets, etc.

Company profile

Hengqin Huatong Financial Leasing Co., Ltd. is jointly established by HUAFA investment control group, Jiangsu Hengtong group, Guangdong Mingzhu group and Beijing Liexiang capital. With a registered capital of 2 billion yuan, it was officially established on October 12, 2015. The company is the first national non bank financial institution established in Hengqin area of Guangdong free trade zone with the approval of China Banking Regulatory Commission, and also the 39th financial leasing company in China. It has gradually formed a business layout with Zhuhai headquarters as the core and Beijing, Shanghai, Chengdu, Wuhan and other business departments as the support.

corporate culture

Looking forward to the future, the company will build an industry focused and profitable featured boutique listed rental company.

Introduction to shareholders

Founded in 1980, Zhuhai HUAFA Group Co., Ltd., the same age as Zhuhai Special Economic Zone, is one of the two leading state-owned enterprises in Zhuhai. It is also the largest comprehensive enterprise group in Zhuhai and a well-known leading enterprise in China. It has been ranked among the "top 500 Chinese enterprises" for four consecutive years since 2016 and 330 in 2019.

Zhuhai HUAFA Investment Holding Group Co., Ltd. (hereinafter referred to as "HUAFA investment holding group") was established in Hengqin New District of Zhuhai at the end of July 2012.

Hengtong group is a national innovative enterprise in China's optical fiber network, smart grid, big data Internet of things, new energy and new materials, financial investment and other fields, with more than 70 wholly-owned and holding companies (including three domestic and foreign listed enterprises), It is a global information and energy interconnection system integrator and network service provider, one of the top three global optical fiber communication companies, one of the top 500 Chinese enterprises and one of the top 100 Chinese private enterprises.

Guangdong Mingzhu Group Co., Ltd. (Stock Code: 600382), mainly engaged in trade, industrial investment (business sector including wine, mining, etc.).

Liexiang capital was established in May 2008 with a registered capital of 100 million yuan and registered in Chaoyang District, Beijing. The company mainly manages high-quality growth assets through systematic, comprehensive and international investment strategies, and forms a whole industry chain financial service system from asset management to financial derivative value-added services, and then to capital market docking.

organizational structure

The company has established a modern corporate governance structure of separation of powers. The board of shareholders is the highest authority of the company, the board of directors is the decision-making organ of the company, and the board of supervisors is the supervision organ of the company. The board of Directors consists of a strategic decision-making committee, a risk control committee, an audit and related party transaction control committee, and a compensation and assessment committee. The company implements the general manager responsibility system under the leadership of the board of directors, and 11 functional departments are responsible for the daily operation and management.

development strategy

Based on Hengqin, we are deeply engaged in Guangdong, docking with Hong Kong and Macao, radiating the whole country, taking the transformation and development of the real economy as the business orientation, taking the competitive capital cost and asset financial management ability as the core, adhering to the operation principle of "specialization, marketization and internationalization", constantly expanding new business areas, improving the risk control mechanism, optimizing the leasing structure, and increasing the return on investment year by year Newspaper.

（

1） The location advantage is distinct

As the first national financial institution in Hengqin new area and Zhuhai City and the second financial leasing institution in Guangdong Province, following the development of Hengqin new area, taking advantage of the location advantage of Hengqin free trade zone adjacent to Hong Kong and Macao, seizing the opportunity of pilot free trade zone policy, focusing on serving Guangdong and radiating the whole country in professional fields, the focused location strategy helps the company gain competitive advantage in key areas .

（2） Outstanding professional features:

Strengthen the professional ability in the field of segmented leasing industry, focus on the development of financial leasing business in six fields, including automobile, clean energy, health care, tourism, energy conservation and environmental protection, and education, and build the business expansion ability, risk assessment ability, and asset management ability of the target industry.

（3） Financial performance:

The profitability is further improved, the income source is further enriched, the existing income structure highly dependent on rent is changed, the cross market, cross institution and cross business cooperation is carried out, the high return of asset investment and high added value of business are realized, the smooth low-cost financing channel is established, and the return on net assets and shareholder return are improved.

（4） Asset quality:

All businesses and assets of the company should stand the test of time, adhere to the business philosophy of "steady operation and innovative development", build a risk management system, asset management system and internal control system suitable for market development, further enhance the ability of risk analysis, judgment and control, improve risk control methods and means, and ensure the excellent quality of assets.

Business model

Financial leasing is a financial industry that integrates financing and financing, trade and technology renewal. It can revitalize the existing assets of enterprises, promote the upgrading of equipment and improve the technical level of enterprises. The company mainly provides the following business service mode for customers;

Direct leasing: it is applicable to enterprises that need to purchase new equipment or technological transformation, and enterprises that need to provide financing for downstream customers to promote product sales. The company purchases the equipment for the sales enterprise according to the demand of the enterprise and leases it to the demand enterprise. At the end of the lease term, the company transfers the ownership of the equipment to the lessee at the nominal price. Through the advance payment to the sales enterprise, support the demand enterprise to purchase, promote the sales of the production enterprise customers;

Sale and leaseback: mainly to meet the needs of enterprises to revitalize the stock assets. The customer will sell his own property to the company and sign a financial leasing contract with the company to rent the property back from the company. The lessee will recover the ownership of the original property at the nominal price after paying off the rent in full;

Operating lease: it is applicable to the enterprises that need to purchase equipment for new projects and have requirements for reducing debt ratio. After the company purchases the leased property, it gives the leased property to the lessee through operating lease, which not only meets the needs of enterprise equipment use, but also does not need to increase financing, and can control the asset liability ratio at a reasonable level;

Sublease: sublease refers to the multiple financial leasing business with the same object as the subject matter; that is, the sublessee rents the leased object from the original lessor according to the choice of the end user (lessee), and then sublets it to the end user (lessee). The ownership of the leased object belongs to the original lessor.

operation flow

2015

On February 6, the CBRC issued a document to Zhuhai Financial Holding Co., Ltd., and the company obtained the reply of the CBRC on the preparation for the establishment of Hengqin Huatong Financial Leasing Co., Ltd.

On October 26, the company held the signing ceremony of the strategic cooperation framework agreement for the settlement of Hengqin golden rent headquarters building in Hengqin financial island in Hengqin New District, Zhuhai, and officially opened for operation.

2017

In July, with the support and guidance of the Zhuhai Central Branch of the people's Bank of China and the Zhuhai Central Branch of the State Administration of foreign exchange, Huatong Jinzu was approved to carry out full caliber cross-border financing business, becoming the first financial leasing company in the province to obtain the qualification, and successfully approved a cross-border financing line of RMB 2 billion (or equivalent foreign currency).

2018

Huatong Financial Leasing Co., Ltd. and Macao Chinese Bank Co., Ltd. (hereinafter referred to as "Macao Chinese bank") successfully signed the cross-border financing agreement and completed the signing and filing work; in April, Huatong Financial Leasing Co., Ltd. once again launched a full caliber cross-border financing business. On October 26, the company held a strategic planning publicity and implementation meeting to officially launch the strategic transformation.

2019

On August 27, the company held the first general meeting of Party members and elected the first members of the general Party branch committee, creating a new situation in Party building.

2020

In February, Huatong gold rent also donated 200 thousand yuan to the Zhuhai Red Cross Society to fight and prevent New Coronavirus pneumonia and carry out corporate social responsibility. On March 12, the company donated 100000 yuan to Zhuhai disabled people's Federation through Zhuhai HUAFA public welfare foundation to support disabled people to return to work.

Chinese PinYin : Heng Qin Hua Tong Jin Rong Zu Lin You Xian Gong Si