China Railway Trust Co., Ltd(zhong tie xin tuo you xian ze ren gong si )

China Railway Trust Co., Ltd

China Railway Trust Co., Ltd. (hereinafter referred to as China Railway trust, formerly known as Hengping Trust Co., Ltd.) is a non bank financial institution with financial trust as its main business approved by China Banking Regulatory Commission.

Company profile

In July 2007, China Railway Trust Co., Ltd. issued a new financial license in accordance with the measures for the administration of trust companies issued by China Banking Regulatory Commission. The name of the company was officially changed from "Hengping trust and Investment Co., Ltd." to "Hengping trust and Investment Co., Ltd." and became one of the first trust companies in China to issue new financial licenses. in December 2008, with the approval of Sichuan banking regulatory bureau, the company officially changed its name to "China Railway Trust Co., Ltd.". China Railway Engineering Co., Ltd., the controlling shareholder of China Railway trust, is a joint stock limited company established by China Railway Engineering Co., Ltd. in the form of overall reorganization and exclusive initiation. It is a multi-functional, super large central enterprise group integrating survey and design, construction and installation, industrial manufacturing, real estate development, resources and minerals, financial investment, etc., and one of the largest construction contractors 1、 It has been among the top 500 enterprises in the world for 12 consecutive years and ranked 55th in the Fortune 500 in 2017. the company's business scope covers fund trust, chattel trust, real estate trust, securities trust, investment fund, securities underwriting, investment banking, etc.; it handles intermediary, consulting, credit investigation, etc.; it uses its inherent property in the form of deposits with other banks, placements with other banks, loans, leases and investments; it provides guarantee for others with its inherent property, engages in interbank lending and legal activities Other businesses required by laws and regulations or approved by China Banking Regulatory Commission. in September 2008, China Banking Regulatory Commission approved the qualification of China Railway trust as a special purpose trust trustee, becoming one of the few trust companies in the industry to obtain the business qualification; in November 2009, with the approval of Sichuan regulatory bureau of China Banking Regulatory Commission, China Railway trust obtained the innovative business qualification to engage in equity investment with its inherent assets. since its reorganization and establishment in December 2002, the company has focused on management innovation and business innovation in accordance with the requirements of modern financial enterprises, and continuously improved its professional management level and comprehensive financial management ability. The company has played an active and unique role in supporting local economic construction, activating local financial market and promoting the transformation of private capital to private capital. It has provided comprehensive financial services for hundreds of enterprises and enjoys a good reputation in the trust industry.

Enterprise development

In 2004, China Railway trust passed the ISO9001 international quality management system certification, and was honored to be selected into the first Council of China Trust Association, becoming the only governing unit in the western region; in April 2009, the company stood out from more than 50 trust companies nationwide in the second "Jinbei Award" selection activity, and won two awards: "excellent trust company of the year" and "excellent trust brand of the year" In 2009, the company won the "industry driving force Award" in the "China (Chengdu) financial overall evaluation list"; in 2010, the latest "trust company financial management ability ranking report", the comprehensive ranking of China Railway trust financial management ability ranked fourth in China; in July 2010, the company won the award in the "Securities Times" sponsored China excellent trust company selection activities“ In October 2010, the company won the title of "best trust company of the year" in the Sixth China (Chengdu) financial management Festival, and won the title of "best financial management service brand of the year" for the third time. as of the first quarter of 2011, China Railway trust has issued 595 trust products, managed 114.5 billion yuan of trust property, and realized 5 billion yuan of trust investment income for more than 80000 institutions and individual investors. By giving full play to its professional financial management ability and operational advantages, the common people can share the fruits of reform and opening up and economic development. in 2012, China Railway trust was officially awarded the post doctoral innovation and practice base, becoming the first financial institution in Sichuan Province to obtain the post doctoral innovation and practice base qualification, and the third trust company in China to obtain the qualification.

corporate culture

Enterprise spirit: steady and enterprising, win-win cooperation business philosophy: innovation, sustainable service Market Outlook: trust in professional value

corporate stockholder

scope of business

1. Fund trust; 2. Movable property trust; 3. Real estate trust; 4. Securities trust; 5. Other property or property rights trust; 6. Engaging in investment fund business as the initiator of investment fund or fund management company; 7. Operating enterprise assets reorganization, merger and acquisition, project financing, corporate finance, financial consulting and other businesses; 8. Entrusted to operate securities approved by relevant departments of the State Council Underwriting business; 9. Intermediary, consulting, credit investigation and other business; 10. Custody and safe deposit box business; 11. Use of inherent property in the form of deposits with banks, placements with banks, loans, leasing and investment; 12. Providing guarantee for others with inherent property; 13. Interbank lending; 14. Other business as required by laws and regulations or approved by China Banking Regulatory Commission.

development history

1. In 1986, Chengdu trust and investment company of industrial and Commercial Bank of China was officially established with the approval of the head office of the people's Bank of China. 2. In September 1997, with the approval of the head office of the people's Bank of China, Chengdu trust and investment company of industrial and Commercial Bank of China was transformed into Chengdu Industrial and commercial trust and Investment Co., Ltd. 3. In December 2002, with the approval of the head office of the people's Bank of China, Chengdu Industrial and commercial trust and Investment Co., Ltd. merged with Chengdu Jintong investment company to establish Hengping trust and Investment Co., Ltd. In March 2003, Hengping Trust Investment Co., Ltd. completed the acquisition of Baoying Fund Management Co., Ltd. 5. In September 2005, China Railway Co., Ltd. became the owner of Hengping trust and Investment Co., Ltd., and the company stepped into the track of rapid development. In June 2007, China Banking Regulatory Commission approved the renewal of a new financial license, and the company name was changed from "Hengping trust and Investment Co., Ltd." to "Hengping trust and Investment Co., Ltd.". 7. In December 2008, with the approval of Sichuan banking regulatory bureau, the company officially changed its name to "China Railway Trust Co., Ltd.". 8. In 2009, the company's business premises were officially relocated to Air China Century Center, Hangkong Road, which is located in Chengdu's core financial and business district. 9. In April 2011, the chairman of China Railway Trust Co., Ltd. was officially changed to Mr. Wang Junming. 10. In September 2012, the Party committee of the company was rated as "the city's leading and advanced grassroots party organization" by Chengdu municipal Party committee. 11. In October 2012, the company obtained the qualification of post doctoral innovation practice base. 12. In December 2012, the company obtained the membership of China Association of interbank market dealers. 13. In December 2012, "Sichuan Charity Federation · China Railway trust love fund" was officially established. 14. In January 2013, the registered capital of the company was changed from 1.2 billion yuan to 2 billion yuan. 15. In June 2016, China Railway trust China Trust Research Center of Southwest University of Finance and economics. 18. In September 2017, the chairman of China Railway Trust Co., Ltd. was changed to Ma Yonghong 19. In December 2017, the registered capital of the company increased from 3.2 billion yuan to 5 billion yuan.

Risk Management

1、 Risk management

1. Overview of risk management

the risks that the company may encounter in its business activities mainly include credit risk, market risk, operational risk, policy and legal risk, etc. the company's risk management implements the principles of comprehensiveness, prudence, timeliness, effectiveness and independence, covers all businesses, departments and personnel at all levels of the company, and penetrates into all links such as decision-making, implementation, supervision and feedback, so as to prevent, control and supervise risks in advance, and promote the company's continuous, standardized and healthy operation. the company's risk management organizations and departments include: the board of directors and its risk management and audit committee, project investment review committee, risk management department, audit department, financial department and various business departments.

2. Risk management

two point one

Credit risk management the company adheres to strengthen the evaluation and identification of counterparties, realistically analyzes the credit status of financing parties, related parties, controllers and guarantors, implements legal and effective credit enhancement measures (guarantee, mortgage and pledge), and sets multiple guarantees such as guarantee, mortgage and pledge for the same creditor's rights, so as to ensure that the second repayment source is sufficient and the risk is high In handling mortgage loan, we should pay attention to examine the validity, liquidity and legality of mortgage property; in handling guarantee loan, we should examine the qualification and credit status of guarantor; we should strictly implement the system of separation of loan examination and collective deliberation.

2.2 market risk management

the company disperses risks through business combination in multiple fields, gradually establishes target customer groups with fixed business relationship with the company in the business fields that the company is more proficient in, reduces risks and losses caused by unfamiliar with the industry situation; strengthens the analysis of market competitiveness of the counterparties in their industry, accurately grasps the opportunity of capital entry, closely tracks the market, and We should adjust the investment strategy and portfolio, pay close attention to the economic operation, strictly avoid the adverse effects of macro-control policies, and adjust the investment strategy and portfolio according to the duration of the project and the financial situation of the counterparties

Chinese PinYin : Zhong Tie Xin Tuo You Xian Ze Ren Gong Si