Northern International Trust Co.,LTD(bei fang guo ji xin tuo gu fen you xian gong si )

North International Trust Co., Ltd

North International Trust Co., Ltd., formerly known as Tianjin Economic and Technological Development Zone Trust and investment company, was established in October 1987 with the approval of Tianjin Branch of the people's Bank of China, with a registered capital of 20 million yuan. In 1994, it changed its name to Tianjin North International Trust and investment company. During this period, the registered capital reached 506.79 million yuan by converting the accumulation fund into share capital and increasing capital and shares once respectively. In June 2002, it completed the merger with Tianjin Binhai trust and Investment Co., Ltd. and increased the capital and shares by 678.18 million yuan. The registered capital of the company reached 1502.51 million yuan. It was restructured into a joint stock limited company and its name was changed to Tianjin North International Trust and Investment Co., Ltd.

brief introduction

In September 2002, the people's Bank of China approved the re registration. In October 2003, it was renamed as North International Trust and Investment Co., Ltd. In December 2005, with the approval of Tianjin municipal government, the division of the company was completed, and the registered capital was changed to 1000998873 yuan. In October 2008, with the approval of CBRC, the name of the company was changed to North International Trust Co., Ltd.

Business introduction

1. Loan business; using the company's inherent funds to provide customers with medium and short-term loans. Borrowing enterprises can apply for mortgage and pledge loans from our company by means of chattel, real estate, equity, certificate of deposit, etc. for customers who have high reputation and good business conditions to provide guarantee, our company can also handle guarantee loan business; 2. Investment business: in addition to engaging in investment fund business as the initiator of investment fund or fund management company, it can also carry out equity investment and financial product investment in financial companies. 3. Guarantee business; providing various guarantee business with the company's inherent property. 4. Other business: enterprise asset restructuring, merger and acquisition, project financing, corporate finance, financial consulting, leasing, intermediary, consulting, credit investigation, etc.

scope of business

1. Trust; 2. Movable trust fund; 3. Real estate trust; 4. Securities trust; 5. Other property or property rights trust; 6. Engaging in investment fund business as the initiator of investment fund or fund management company; 7. Operating enterprise assets reorganization, merger and acquisition, project financing, corporate finance, financial consulting and other businesses; 8. Entrusted operation of relevant departments of the State Council Approved securities underwriting business; 9. Intermediary, consulting, credit investigation and other business; 10. Custody and safe deposit box business; 11. Interbank deposit, interbank lending, loan, leasing, investment and other business under inherent business; 12. Guarantee for others with inherent assets; 13. Interbank borrowing; 14. Laws and regulations or approval of China Banking Regulatory Commission Other businesses of zhungen.

Development history of the company

October 1987

Approved by the people's Bank of China Tianjin Branch, the company has a registered capital of 20 million yuan.

1994

It was renamed Tianjin North International Trust and Investment Co., Ltd. during this period, the registered capital reached 506.79 million yuan by converting the accumulation fund into share capital and increasing capital and shares once respectively.

June 2002

The merger with Tianjin Binhai trust and Investment Co., Ltd. was completed. At the same time, 678.18 million yuan of capital and shares were increased. The registered capital of Northern Trust reached 1502.51 million yuan, and it was restructured into a joint stock limited company. The company name was changed to Tianjin Northern International Trust and Investment Co., Ltd.

October 2003

It was renamed North International Trust and Investment Co., Ltd.

December 2005

With the approval of Tianjin municipal government, the division of the company was completed, and the registered capital was changed to 1000998873 yuan.

October 2008

With the approval of CBRC, the name of the company is changed to North International Trust Co., Ltd.

Cashing risk

The higher and higher cashing risk makes the trust companies have to change their strategies in the process of issuing real estate trusts, and the issuing scale of equity investment real estate, which has the highest risk, is also greatly reduced. According to the report, a total of 165 real estate trust products (including affordable housing) were issued in the first quarter of this year, with an issuance scale of 35.415 billion yuan, of which equity investment products accounted for only 7.9%, while equity investment projects accounted for 37.5% last year. real estate trust equity investment project refers to the trust business of real estate development in the form of equity investment. Due to the poor qualification of the real estate companies targeted by this kind of trust, it is precisely because of this congenital defect that the equity investment products in real estate trust are also considered as the highest risk in the trust. Analysts believe that from the issue proportion of real estate trust in the first quarter, it is obvious that the trust company is deliberately using the method of "structural adjustment" to avoid potential risks, which is also closely related to the market's current attention to the cashing risk of real estate trust. however, generally speaking, when the qualification of the financing party does not meet the "432" standard, it is impossible to finance by means of loans, and it is more likely to choose equity financing. In this regard, the risk of equity investment projects is higher than other ways, but the good thing is that trust companies can increase capital directly by acquiring the equity of the original shareholders The intervention of asset management can reduce the risk to a certain extent. According to the introduction, the "four three two" standard refers to the requirements of the CBRC for real estate trust loans of trust companies; the fourth refers to that developers should obtain the "state-owned land use license", "construction land planning license", "construction project planning license" and "construction project start license" before trust financing; the third refers to that real estate developers must invest at least 30% of their own funds; the second refers to that real estate developers must invest at least 30% of their own funds It means that the developer must have the national secondary qualification.

Chinese PinYin : Bei Fang Guo Ji Xin Tuo Gu Fen You Xian Gong Si