Gansu Rural Credit Union(gan su sheng nong cun xin yong she lian he she )

Gansu Rural Credit Union

Gansu Rural Credit Cooperatives Union (hereinafter referred to as Gansu Union) is a local financial institution with independent legal personality, which is organized by the people's Government of Gansu Province in accordance with the requirements of the State Council's "pilot scheme for deepening the reform of Rural Credit Cooperatives", and is composed of 87 county-level rural credit cooperatives in Gansu Province by way of initiating shares, implementing democratic management. Gansu Provincial Association was founded on September 16, 2005 and officially opened on November 22. With the approval of China Banking Regulatory Commission and the authorization of Gansu Provincial People's government, it undertakes the management, guidance, coordination and service functions of Gansu Rural Credit Cooperatives and rural cooperative banks.

The rural credit cooperatives all over the city and countryside play an important role in the new rural construction. Previous statistics show that more than 90% of agricultural loans in Gansu Province come from rural credit cooperatives. Rural credit cooperatives are cooperative financial organizations established by the majority of farmers through mutual funds. From the birth of the first rural credit cooperatives in Gansu Province in 1952, Shidong credit cooperatives in Gaolan County, Lanzhou City, to 2005, rural credit cooperatives in Gansu Province have gone through more than 50 years of development. In June 2003, the state began to reform the rural credit cooperatives, which were managed by the provincial government. On November 22, 2005, Gansu Rural Credit Union was opened.

Development history

From the birth of the first rural credit cooperative in Gansu Province in 1952, Shidong credit cooperative in Gaolan County, Lanzhou City, to 2005, Gansu rural credit cooperative has gone through more than 50 years of development. Rural credit cooperatives have experienced five stages: democratic management of members, management of people's commune, management of Agricultural Bank of China, management of people's Bank of China and management of China Banking Regulatory Commission.

In June 2003, the State Council issued the pilot plan for deepening the reform of rural credit cooperatives, which decided to speed up the reform of the management system and property right system of rural credit cooperatives, and transfer the management power of rural credit cooperatives to the provincial local government, so that rural credit cooperatives can better support the adjustment of rural economic structure, help farmers increase their income, and promote the coordinated development of urban and rural economy.

Gansu Provincial Association was founded on September 16, 2005 and officially opened on November 22, 2005.

Enterprise scale

There are 88 legal person institutions in Gansu rural credit cooperatives, including 12 county-level rural cooperative banks, 8 rural commercial banks, 67 unified legal person cooperatives with county as the unit, 1 settlement center, 2246 business outlets, accounting for 50% of the total number of banking financial institutions in Gansu Province, and more than 19619 employees, accounting for 30% of the total number of employees in banking financial institutions in Gansu Province. The total assets reached 140 billion yuan, the balance of various deposits was more than 200 billion yuan, and the balance of various loans was 211.748 billion yuan. The total amount and increment of loans ranked first in the province's financial institutions. It has become a financial institution with the largest number of institutional outlets, the widest distribution and the largest amount of loans in Gansu Province, and the balance of deposits and loans has ranked first in the province's financial institutions for five consecutive years. More than 4.8 million "Feitian cards" have been issued and 635 ATMs and 2764 POS machines have been set up. It has become a financial institution with the largest number of institutional outlets, the widest distribution, the largest amount of loans and the largest social contribution in Gansu Province. The provincial associated press has been awarded the first prize of "governor's financial award" by the provincial government for six years.

On November 20, 2012, Jiuquan rural commercial bank, the first rural commercial bank restructured from rural cooperative bank in Gansu Province, was listed and opened. The predecessor of Jiuquan rural commercial bank was Rural Cooperative Bank of Suzhou District, Jiuquan City. By the end of October 2012, the total assets had reached 5.56 billion yuan, and the balance of various loans had reached 3.778 billion yuan, an increase of 2.712 billion yuan or 2.5 times over the end of 2009. The loan balance accounted for 24.94% of nine financial institutions in Jiuquan City, including industry, agriculture, China Construction, Bank of communications, etc.

On January 17, 2013, Gansu Huining rural commercial bank, the first rural commercial bank restructured by the rural credit cooperatives in Gansu Province, was officially established in the red hot land where the three main forces of the red army joined forces.

In 2014, under the unfavorable conditions of slowing down of economic operation, tightening of regulatory policies and increasing competition in the industry, the Provincial Association closely combined with the economic and financial operation situation of Gansu Province, analyzed and judged the current situation of its own operation and management, supervised the province's rural credit cooperatives to fully implement the "three strategies" and the "2013-2015 development plan", better completed various reform tasks and business objectives, and promoted the development of the industry The scale of business was further expanded, the quality of development was continuously improved, and the operating efficiency was steadily improved; the operation system of corporate governance was strictly followed, the Council was convened three times in the whole year, 11 major issues were studied and deployed, and 15 major business management issues were deliberated and resolved; We deepened the reform of the county-level commercial bank system, established three rural commercial banks in Wuwei, Jiayuguan and Lintao, completed the preparation of four rural commercial banks in Anding, Qin'an, Ganzhou and Dunhuang, and comprehensively started the preparation of Lanzhou rural commercial bank.

Development achievements

Gansu Rural Credit Cooperatives《

Flying Charm

》He was recommended to participate in the "five one project" award of the Propaganda Department of the CPC Central Committee.

The music TV work "flying charm", jointly recorded by the provincial Associated Press and the provincial radio and television station, was promoted by the Organizing Committee of the original song collection and selection activity of "strong west wind · gorgeous Gansu" to CCTV's variety channel and music channel for broadcasting, and participated in the "five one project" award selection of the Propaganda Department of the CPC Central Committee on behalf of Gansu Province.

social activities

On October 17, 2019, Gansu Rural Credit Cooperatives Union held the launching ceremony of relocation and donation ceremony of student aid projects on poverty alleviation day in 2019.

On March 21, 2020, Gansu Branch of Agricultural Bank of China signed a comprehensive cooperation agreement with Gansu Rural Credit Union.

administrative sanction

On December 20, 2019, Gansu regulatory bureau of China Banking and Insurance Regulatory Commission announced the administrative punishment information of Gansu Rural Credit Union.

Gansu Province Rural Credit Union has some problems, such as change or termination without approval; engaging in business activities without approval or filing in violation of regulations; providing false statements, reports and other documents and materials or concealing important facts; and seriously violating prudent operation rules. Lei Zhiqiang and Wang Guangping are the main responsible persons.

Gansu regulatory bureau of China Banking and Insurance Regulatory Commission has decided to impose a total fine of 2.6 million yuan on Gansu Rural Credit Union, ban Lei Zhiqiang from lifelong banking work, and warn Wang Guangping and impose a fine of 50000 yuan.

Chinese PinYin : Gan Su Sheng Nong Cun Xin Yong She Lian He She