Shaanxi Rural Credit Union(shan xi sheng nong cun xin yong she lian he she )

Shaanxi Rural Credit Union

Shaanxi Rural Credit Cooperatives Union is the collective abbreviation of rural cooperative (commercial) financial institutions such as rural credit cooperatives, rural cooperative banks and rural commercial banks.

Mao ya, Secretary of the Party committee and director general of Shaanxi Rural Credit Union.

In December 2020, it was selected as one of the "top 100 Shaanxi enterprises in 2020", ranking 14th.

Institutional functions

Shaanxi Rural Credit Union (referred to as Shaanxi Xinhe) was founded on December 1, 1951. Shaanxi Xinhe is a local banking financial institution. Shaanxi Rural Credit Cooperatives Union is composed of 107 county (city, district) rural cooperative (commercial) financial institutions under the jurisdiction of Shaanxi Province, which are voluntary shareholders. It performs the functions of management, guidance, coordination and service to the provincial rural cooperative (commercial) financial institutions.

Development history

1951-1958 is the first stage of the establishment and development of rural credit cooperatives.

During this period, the capital of rural credit cooperatives was invested by farmers, and the cadres were elected by members. Through credit activities, they served the production and life of members, basically maintained the nature of cooperative system, and became an important force to support agricultural production.

From 1959 to 1980, rural credit cooperatives developed tortuously.

At this stage, due to the influence of the extreme left line, the rural credit cooperatives were successively transferred to the people's Commune and production brigade for management, and then to the poor and lower middle peasants for management. The development of rural credit cooperatives suffered a serious setback.

From 1980 to 1995, the reform of rural credit cooperatives started. Since 1980, the rural credit cooperatives have been managed by the Agricultural Bank of China, which has gradually put the development of rural credit cooperatives on the right track.

The period from 1996 to 2003 is the period of the development of rural credit cooperatives.

In October 1996, the rural credit cooperatives and the Agricultural Bank of China were separated from the administrative subordination. The rural credit cooperatives set up their own industry management organizations from provinces to cities. The people's Bank of Commerce and their own industry management organizations respectively undertake the industry management functions of the rural credit cooperatives. After decoupling, the development of rural credit cooperatives has burst out unprecedented vigor and vitality, and all kinds of work has achieved unprecedented development.

In 2003, it was the deepening reform stage of Shaanxi Xinhe.

In June 2003, the State Council issued a notice on deepening the pilot reform of rural credit cooperatives. Shaanxi Province, as one of the first eight pilot provinces, started the deepening reform at the end of 2003. In accordance with the spirit of deepening reform pilot, the management power of rural credit cooperatives has been handed over to the provincial government.

In January 2004, the preparatory group of Shaanxi Rural Credit Union was established.

In August 2004, Shaanxi Rural Credit Cooperatives Union was founded by 107 county-level cooperatives in Shaanxi Province to perform the management function of Shaanxi rural credit cooperatives on behalf of Shaanxi provincial government. Since the deepening of the reform, the provincial associated press has led the provincial rural cooperative (commercial) financial institutions to take the scientific outlook on development as the overall situation, innovate and consolidate the foundation, seek truth and be pragmatic, take standardization, quality and efficiency as the theme, continuously deepen the reform, change the operation mechanism, strengthen internal management, change the mode of business growth, comprehensively standardize operation and management, and strive to improve the quality and efficiency of business development. The business of rural credit cooperatives in the whole province has developed rapidly, the business situation has improved significantly, and the social image and social status have been greatly improved.

On August 18, 2004, the provincial Associated Press officially opened its business.

In November 2007, Shaanxi Xinhe connected to the national rural credit bank payment and clearing system, and opened the real-time exchange, bank draft, universal deposit and withdrawal business of rural credit bank.

In 2011, under the strong leadership of the provincial Party committee and the provincial government, with the strong support and help of the people's Bank of China, banking regulatory authorities, peer units and customers, the rural cooperative financial institutions in Shaanxi Province continued to maintain the rapid and good development situation since the deepening of reform, and played an important role in the development of Shaanxi economy, especially the "three rural" and county economy.

In December 2012, Shaanxi Xinhe online bank was officially launched.

Introduction to the provincial news agency

31 rural commercial banks and rural cooperative banks have been set up, accounting for 43% of the province's legal institutions. In the aspect of electronic construction, the electronic service system of rural credit cooperatives in the whole province has been initially established, which has enhanced the competitiveness of rural credit cooperatives. The operation quality and efficiency of rural credit cooperatives in the whole province have been significantly improved, the business vitality has been continuously enhanced, and the business has developed rapidly,

As of December 2008, the total amount of deposits has exceeded 478.5 billion yuan, and the total amount of loans has exceeded 344.6 billion yuan

Second only to the Agricultural Bank of China and the industrial and Commercial Bank of China in the province's financial institutions, two-thirds of the county (city) cooperatives have the largest scale of deposits and loans among local financial institutions.

Over the past few years, under the correct leadership of the people's Bank of China, China Banking Regulatory Commission, provincial Party committee and provincial government, the Provincial Association, in accordance with the requirements of "Three Represents", has established 25 rural commercial banks and rural cooperative banks by continuously deepening the system reform of rural credit cooperatives, accounting for 34% of the province's legal institutions, and 41 banks and cooperatives in the province have cashed 4.43 billion yuan of central bank special bills.

management idea

We should conscientiously implement the scientific outlook on development, adhere to the purpose of serving "agriculture, rural areas and farmers", give full play to the advantages of rural credit cooperatives in urban and rural areas, guide the county (city) cooperatives to increase their efforts in supporting agriculture, and comprehensively implement such businesses as small credit loans for farmers and joint guarantee loans for farmers, so as to provide positive credit support for farmers to become rich, agricultural industrial structure adjustment and rural modernization All qualified county (city) cooperatives were mobilized to increase capital and share, further construct the main body of investment of rural credit cooperatives, implement the risk responsibility, and improve the ability of self-restraint and sustainable development by promoting the operation mode of corporate governance structure.

Headquarters

There are development planning committee, audit committee, risk management committee, nomination committee and Remuneration Committee.

Functional department:

Office, personnel education department, development planning department, business management department (Capital Transfer Center), financial accounting department (clearing center), science and Technology Department (Computer Center), audit department, supervision and security department.

leadership ranks

organization structure

Honors

The best brand organization of financial poverty alleviation in Xianyang in 2018

Best inclusive financial institution in Xianyang in 2018

The most influential financial institution in Xianyang in 2018

In December 2020, it was selected as one of the "top 100 Shaanxi enterprises in 2020", ranking 14th.

Chinese PinYin : Shan Xi Sheng Nong Cun Xin Yong She Lian He She