Guangyuan City Baoshang Guimin Country Bank Co., Ltd

Guangyuan contractor Guimin village bank

Guangyuan contractor Guimin village bank

Baoshang bank is a regional state-owned holding rural commercial bank initiated by Baoshang bank. Approved by CBRC, it was established on October 22, 2008. Its registered place is Xiasi Town, Jiange County, Guangyuan City, Sichuan Province. Since its establishment, it has always adhered to the market positioning of serving "agriculture, rural areas and farmers", serving small and medium-sized enterprises, and serving local economic development with a good mental outlook. It has successively set up six business organizations in Xiasi Town, Pu'an Town, chuiquan Town, Heling Town, Bailong Town, and Gongxing town to develop tobacco planting, breeding industry, and urbanization Residents and small and micro businesses provide high-quality financial services. The birth of the bank fills the gap of rural finance in Guangyuan City, which will play an extremely important role in improving the effectiveness of financial services, the competitiveness of financial institutions, and serving the construction of a new socialist countryside, and can better meet the growing financial needs of rural people.

survey

Guangyuan Baoshang Guimin village bank, initiated by the national state-owned joint-stock commercial bank Baoshang bank, is a regional bank serving Guangyuan's economic development, which is jointly funded and established in accordance with the relevant spirit of "several opinions on relaxing the access policy of banking financial institutions in rural areas and better supporting the construction of a new socialist countryside" issued by China Banking Regulatory Commission Commercial banks, approved by the CBRC, opened on October 22, 2008. the bank is registered in Xiasi Town, Jiange County, Guangyuan City, Sichuan Province. It is the second village bank invested and controlled by Baoshang bank in China and the first village bank opened in Sichuan Province. The birth of the bank filled the gap of rural finance in Guangyuan City. Baoshang bank has set up 16 branches in Ningbo, Shenzhen, Chengdu, Hohhot, Beijing, Hulunbeier, Wuhai and other places, with a total of more than 130 business outlets and 8646 employees (August 2013). In addition, 27 village banks have been set up, including Changping in Beijing, Guangyuan in Sichuan, Jinnan in Tianjin, Jinzhou in Dalian, Wugang in Hunan, juancheng in Shandong and Nantong in Jiangsu. These institutions provide fast and convenient formal financial service support for the local farmers and herdsmen, and make positive contributions to the support of local economic development and the prosperity of the majority of residents and the construction of new socialist countryside.

branch

Guangyuan contractor Guimin village bank has 1 business department, 4 sub branches and 1 banking office

development history

On October 22, 2008, Guangyuan contractor Guimin village bank was officially established in Xiasi Town, Jiange county. More than 300 leaders and guests from Sichuan Province, Guangyuan City and Jiange County attended the unveiling ceremony. Cheng Keng, deputy director of Sichuan supervision branch of CBRC, Wang Fei, executive vice mayor of Guangyuan City, Tian Zhongwen, deputy secretary of Jiange county Party committee and county magistrate, unveiled the bank.. on March 24, 2009, the "village bank development forum" organized by Guangyuan contractor Guimin village bank was held in JIANMENGUAN Town, Jiange County, Sichuan Province. How to serve agriculture, rural areas and farmers, base on the county, and support the faster and better development of local economy has become the focus of rural banks. The bank put forward three opinions at the Forum: < ol > < li > government support and the help of brother banks are the key to the survival of rural banks; < / Li > < li > relying on the new model (mutual trust group) to take root in rural areas is the foundation of the sustainable development of rural banks; < / Li > < li > to realize the sustainable development of rural banks Bank localization is the core of long-term development of rural banks. < / Li > < / OL > at the end of March 2009, the bank's deposit balance reached 68.8 million yuan, the loan balance was nearly 20 million yuan, the total assets had exceeded 100 million yuan, and the non-performing loan ratio was zero; at the end of November 2012, the bank's total assets reached 605 million yuan, and the accumulated agricultural loans were 695 million yuan; in the first half of 2013, the bank's businesses developed steadily, and the bank's total assets exceeded 700 million yuan; on March 28, 2014, the bank's first bank issued loans Zhang UnionPay card, the contractor xinnongjin Runze card, was born. The issuance of Runze card opened the free era of inter-bank and inter regional payment and settlement of our bank. This move has been highly praised and recognized by the local people, financial workers in the same industry, and the local Party committee and government, benefiting more than 100000 farmers and urban residents.

business

management idea

The bank adheres to prudent operation, and implements independent operation, self-restraint, self-development and risk bearing.

Nature of Business

< ol > < li > to absorb public deposits; < / Li > < li > to issue short-term, medium-term and long-term loans; < / Li > < li > to handle domestic settlement; to handle bill acceptance and discount; < / Li > < li > to engage in interbank lending; to engage in bank card business; < / Li > < li > to issue, honor and underwrite government bonds on behalf of; < / Li > < li > to collect and pay money on behalf of; < / Li > < li > to engage in other business approved by banking regulatory authorities.

Loan type

< ol > < li > micro loans for farmers, the amount of which is more than 2000, the annual interest rate is 12%; < / Li > < li > micro loans for individual industrial and commercial households, the amount of which is between 2000 yuan and 8000000 yuan, the loan term is 1-2 years, the interest rate is 18%; < / Li > < li > micro loans for small enterprises, the amount of which is 20000-8000000 yuan, the loan term is 1-2 years, the interest rate is 18%, the loan is used for enterprise capital flow. < / Li > < li > "public security", "good doctor", "yuandingle" and a series of new financial products tailored for national public servants, rural doctors and rural teachers.

Loan instructions

For the above-mentioned loan business, the customer needs to submit an application. The bank loan review committee will review and make a decision within 3-5 working days. All the loan work will be completed within one week.