Sichuan Pingwu Fumin loan Co., Ltd(si chuan ping wu fu min dai kuan you xian ze ren gong si )

Mianyang Commercial Bank Co., Ltd

Mianyang Commercial Bank Co., Ltd. (hereinafter referred to as Mianyang commercial bank) was established in September 2000. It is a China (Mianyang) science and technology city level legal person banking financial institution approved by the banking regulatory agency of the State Council, directly led by the CPC Mianyang Municipal Committee and Mianyang Municipal People's government, and strategically held by China Minmetals Group.

With the goal of building the best regional bank, Mianyang commercial bank has continuously deepened reform and innovation, and has formed a diversified development pattern of "cross regional development, characteristic operation, integrated service, compliance and stability". On July 20, 2020, Mianyang commercial bank officially joined the "Equator Principles Association" and adopted the equator principles, becoming the fifth bank in China, the second in Western China and the first bank in Sichuan to announce the adoption of the equator principles.

Business indicators

By the end of June 2020, the total assets of the bank were 111.110 billion yuan, the balance of various deposits was 83.142 billion yuan, and the balance of various loans was 57.241 billion yuan. In 2019, the tax will be 470 million yuan, and in the first half of 2020, 319 million yuan.

Capital strength

By the end of June 2020, the bank's paid in capital was 1244 million shares, including 101.218 million state-owned shares, accounting for 8.14%; 280.608 million state-owned enterprise shares, accounting for 22.56%; 807.3536 million private corporate shares, accounting for 64.9%; 54.8204 million individual shares, accounting for 4.4%; and 8.276 billion net capital. China Minmetals Group, a central enterprise and one of the world's top 500, is the largest shareholder of Mianyang commercial bank.

Internal management

In 2009, it successfully introduced the credit risk rating system and ISO quality management system, which are the assistance projects of the International Finance Corporation, and rebuilt the strategic management system, organization management system, human resource management system, quality and internal control management system. It is the first city commercial bank in the province to obtain the ISO9001:2008 quality management system certification.

Team building

As of the end of June 2020, the bank has 1405 employees (including 622 Communist Party members and 120 graduate students or above).

market positioning

Mianyang commercial bank adheres to the road of characteristic development, strives to do a good job in science and technology finance, small and micro finance, green finance, Internet finance, financial poverty alleviation and other work, and has become a partner bank for small and medium-sized enterprises, a caring bank for urban and rural residents, a bank with community service characteristics, and a local economic assistance bank, with loans for small and micro enterprises accounting for more than 80%.

Institutional channels

In 2007, Sichuan Beichuan Qiang Autonomous County Fumin Village bank was established, and Mianyang Pingwu Fumin loan company was invested and established, becoming one of the first batch of new rural financial institutions in China. Guangyuan Branch will be set up in 2011, Ziyang Branch will be set up in 2015, Chengdu branch and Nanchong branch will be set up in 2016, Suining branch will be set up by the end of 2019, and Deyang Branch is under preparation. We will fully open enterprise online banking, personal online banking, mobile banking and wechat banking. By the end of June 2020, the bank has 76 licensed institutions, 24 off-line ATMs and 144 on-line ATMs.

Enterprise core values

Customer centered, steady as the root, diligent as the foundation, wisdom crowdfunding, happy work.

Social honor

Mianyang commercial bank has successively won the most innovative small and medium-sized banks in China, China's advanced enterprises of social responsibility, the top ten commercial banks supporting the development of small and medium-sized enterprises in China, the demonstration unit supporting the development of small and medium-sized enterprises in the national financial industry, the top ten banks for local financial service small and micro enterprises and agriculture, rural areas and farmers, the advanced collective for the construction of the national bank credit registration and consultation system, and the national personal credit reference system Excellent institutions in data quality work, bank team with outstanding performance in financial services of small and micro enterprises in China, best financial institutions for regional development in China, "top 10 competitive banks of China's local finance (2016)", best city commercial banks in the 8th brand life list of Xinhua news agency, civilized unit of Sichuan Province, Sichuan May 1st Labor award, Sichuan model bank of China They are the family of fan workers, the civilized industry of Mianyang City, the advanced collective of Sichuan Province in helping poor counties in Yi and Tibetan areas in 2018, the advanced collective of Mianyang City in building a science and technology city and a strong modern city in Western China, and the excellent service enterprise of Mianyang City.

Development vision

Mianyang commercial bank insists on guiding Xi Jinping's socialist ideology with China's characteristics in the new era, adhering to the business philosophy of "helping to increase value and serving growth", and strive to create the best regional bank with clear development strategy, perfect corporate governance, sound institutional network, advanced management, high quality financial services and good financial standing.

Chinese PinYin : Si Chuan Ping Wu Fu Min Dai Kuan You Xian Ze Ren Gong Si