Zhuhai Rural Commercial Bank Company Limited.(zhu hai nong cun shang ye yin hang gu fen you xian gong si )

Zhuhai Rural Commercial Bank Co., Ltd

Zhuhai Rural Commercial Bank Co., Ltd. (hereinafter referred to as "Zhuhai Rural Commercial Bank") is a joint stock limited company established in accordance with the company law, commercial bank law and other relevant laws and regulations with the approval of the Insurance Regulatory Commission of the Bank of China. It is a local banking institution at the prefecture level with independent legal personality.

The predecessor of Zhuhai Rural Commercial Bank is Zhuhai Rural Credit Cooperative Association, which was founded in 1952 and has a history of 60 years. Based on Zhuhai and adhering to the business tenet of serving "agriculture, rural areas and farmers", small, medium and micro enterprises and local economic development, the bank has made outstanding contributions to the promotion of local economic construction. It has been awarded "advanced unit of national enterprise culture construction", "A-level taxpayer of Guangdong Province tax credit rating", "meritorious enterprise of Zhuhai City in 30 years of reform and opening up" and "tax tribute of Zhuhai City" "Top 100 enterprises" and so on. It is a local banking institution with the largest number of business outlets, the most grass-roots service, the widest radiation and outstanding profitability in Zhuhai. It is also the largest agricultural loan bank in Zhuhai and the bank with the largest number of small and medium-sized enterprise customers.

Zhuhai Rural Commercial Bank adheres to market orientation, operates in accordance with laws, regulations and steadiness, actively supports the "three rural" economy and the development of small, medium and micro enterprises, provides high-quality and efficient financial services for the majority of urban and rural residents, protects the rights and interests of depositors and all shareholders, strives to create good economic benefits, and strives to create the most distinctive social environment serving small, medium and micro enterprises and community residents District retail bank.

summary

Zhuhai Rural Commercial Bank Co., Ltd. (hereinafter referred to as "Zhuhai Rural Commercial Bank") is a joint-stock commercial bank with independent legal personality. Founded in 1952, it has a registered capital of 1.9 billion yuan up to 2014. It has a head office business department and 107 branches. It is a local legal person bank with the longest history, the largest number of business outlets, the widest range of services and outstanding profitability in Zhuhai The bank is also the largest agriculture related loan bank in Zhuhai and the bank with the largest number of SME customers. Its capital adequacy ratio, capital profit margin and other regulatory indicators rank among the best in the domestic banking industry. It has been awarded the most influential rural financial institution in China, and has been one of the "top 100 tax paying enterprises in Zhuhai" for six consecutive years since 2007.

As a local bank rooted in Zhuhai for more than 60 years, Zhuhai Rural Commercial Bank always adheres to the principle of "based on Zhuhai and serving Zhuhai", gives full play to its flexible mechanism and geographical advantages, fully supports Zhuhai's economic and social construction and makes important contributions. The series of products and services of "golden cradle", "golden sun" and "Golden Ocean" established by Zhuhai Rural Commercial Bank are highly praised by Zhuhai enterprises and citizens. They are actually Zhuhai People's own banks.

With the pace of "blue Zhuhai, scientific rise", Zhuhai Rural Commercial Bank is actively promoting the "second transformation" and striving to build the world's best community retail bank with "the best customer experience, the best employee experience, the best shareholder return, the best regulatory rating and the best brand image".

details

Historical evolution

On November 14, 1952, Qianshan Nanxi Credit Union was established, which is the first rural credit union in Zhuhai, marking the establishment of Zhuhai Rural Credit Union.

In October 1965, Zhuhai Rural Credit Cooperative Association was established, with Liu Chunhai, deputy head of the county, as the director of the association, Xu Xiru, President of the County Agricultural Bank of China, and Wang Bo, director of Nanping credit cooperative, as the deputy directors.

On December 31, 1996, Zhuhai Rural Credit Cooperatives officially broke away from the custody of Zhuhai Agricultural Bank and established Zhuhai Special Economic Zone Rural Credit Cooperatives Union and Doumen County Rural Credit Cooperatives Union.

On August 11, 1999, Zhuhai Special Economic Zone Rural Credit Cooperatives Union and Doumen County Rural Credit Cooperatives Union merged to establish Zhuhai Rural Credit Cooperatives Union.

On January 14, 2005, under the unified deployment of the State Council and Guangdong provincial government, Zhuhai Rural Credit Cooperatives Federation officially launched the pilot work of deepening the reform of rural credit cooperatives.

On April 23, 2006, Zhuhai Rural Credit Cooperatives Union and 11 rural credit cooperatives under its jurisdiction were merged and established as Zhuhai Rural Credit Cooperatives Union, completing the work of unifying legal person.

On June 2, 2009, Zhuhai Rural Credit Cooperatives received 1.545 billion yuan from the central bank and successfully cashed the same amount of special bills from the central bank, which indicates that the pilot work of deepening the reform of rural credit cooperatives started in 2005 has achieved phased results.

On July 2, 2010, Zhuhai municipal government held a meeting to further deepen the reform of rural credit cooperatives, officially launched the further reform of Zhuhai Rural Credit Cooperatives, with the goal of establishing rural commercial banks.

On January 13, 2011, the people's Government of Guangdong Province officially approved Zhuhai Rural Credit Cooperative Association to start the restructuring of rural commercial banks.

On January 27, 2011, Zhuhai municipal government officially established the preparatory working group of Zhuhai Rural Commercial Bank, whose office is located in Zhuhai Rural Credit Cooperative Association.

In October 2011, Zhuhai Rural Credit Cooperative Association established a step-by-step reform mode of "increasing capital and shares first, and then establishing rural commercial banks", which solved the dilemma of reform.

On March 5, 2012, Zhuhai Rural Credit Cooperatives successfully completed the capital increase and share expansion, and the registered capital increased from 675 million yuan to 1.8 billion yuan. After comprehensive assets appraisal, all the regulatory indicators of the restructured rural commercial banks have reached the standard.

On April 16, 2012, Zhuhai Rural Credit Cooperative Association held the eighth meeting of the second member congress to perform the relevant legal procedures for the establishment of a rural commercial bank.

On June 12, 2012, Zhuhai Administration for Industry and Commerce issued the notice of company name pre approval to approve the name of "Zhuhai Rural Commercial Bank Co., Ltd.".

On October 10, 2012, the CBRC officially approved the preparation for the establishment of Zhuhai Rural Commercial Bank Co., Ltd.

On October 28, 2012, the first meeting of the founding meeting and shareholders' meeting of Zhuhai Rural Commercial Bank Co., Ltd. was held.

On December 6, 2012, the CBRC officially approved the opening of Zhuhai Rural Commercial Bank Co., Ltd.

On December 19, 2012, Zhuhai Rural Commercial Bank Co., Ltd. was listed and opened.

Line emblem

The highest good is like water, with great virtue; the sea and sky are the same, broad and inclusive. Taking the shape of shell coins from ancient civilization, they are vivid in the elegant undulating waves, and rhyme in the dazzling pearl of wealth. To carve its shape, to compose its rhyme and to refine its meaning, it will become the shell of auspiciousness and auspiciousness. Integrating ocean, shell, pearl and other elements, with deep and meaningful blue as the keynote, the logo of Zhuhai Rural Commercial Bank is novel, unique, concise and flexible. It conveys the development vision of "taking root in Zhuhai, sitting on the West Bank, radiating south Guangdong and reaching overseas" in this life, and strongly expresses the battle of standing in Zhuhai municipal government, building blue Zhuhai, building a strong ocean city and seeking scientific rise A brief planning. Rely on the sea, run to the blue.

Nature of Business

Absorbing public deposits in RMB;

Issuing short-term, medium-term and long-term loans in RMB;

Handle domestic settlement;

Handle bill acceptance and discount;

Acting for issuing, cashing and underwriting government bonds;

Buying and selling government bonds and financial bonds;

Engage in interbank lending;

Engaged in bank card business (debit card);

Acting for payment and insurance business;

Provide safe deposit box service;

Other businesses approved by the banking regulatory authority.

Chinese PinYin : Zhu Hai Nong Cun Shang Ye Yin Hang Gu Fen You Xian Gong Si