CHINA ZHESHANG BANK CO.,LTD.(zhe shang yin hang gu fen you xian gong si )

Zheshang Bank

Zheshang Bank is the 12th joint-stock commercial bank approved by China Banking Regulatory Commission. Its full name is "Zheshang Bank Co., Ltd." and its English name is "China Zheshang Bank Co., Ltd." and its English name is "CZB". The registered capital is 11.506872431 billion yuan, and the head office is located in Hangzhou.

As of December 31, 2014, the total assets of Zheshang Bank reached 669.957 billion yuan, the balance of various deposits was 363.28 billion yuan, and the balance of various loans was 259.023 billion yuan, ranking 11th among 12 national joint-stock commercial banks.

development history

On August 18, 2004, Zheshang Bank officially opened.

As of December 31, 2014, in addition to the head office, Zheshang Bank has set up nearly 121 branches in 12 provinces and cities including Beijing, Tianjin, Liaoning, Shanghai, Jiangsu, Shandong, Guangdong, Chongqing, Sichuan, Shaanxi, Gansu and Hubei, and all cities under the jurisdiction of Zhejiang Province according to the institutional development idea of "layout along the investment path of Zheshang", and the national institutional system has initially formed.

From December 5, 2015, individual customers of the bank will enjoy the free inter-bank transfer policy in all electronic channels such as online banking, mobile banking, self-service transfer machine and ATM.

On March 16, 2016, Zheshang Bank was IPO listed in Hong Kong.

On November 10, 2016, the reporter learned from the Management Committee of Zhengzhou Zhengdong new area that China Banking Regulatory Commission agreed to prepare for the establishment of Zhengzhou branch of Zheshang Bank Co., Ltd. The entry of Zheshang Bank into Zhengdong New Area marks the entry of all 12 national joint-stock banks into Henan. Zhengdong New Area has taken another solid step towards the construction of an international regional financial center.

On September 20, 2018, Zheshang Bank issued a statement on the national Internet Financial Registration and disclosure service platform of China Mutual Financial Association, indicating that it has passed the evaluation of individual online lending fund deposit system (P2P online lending institutions' deposit bank "white list").

The moral of the line name

Meaning of bank name

After the reorganization, the name of Zhejiang Commercial Bank is“

Zheshang Bank

”。 "Zheshang" is a special term that is forming, meaning "Zheshang". The name "Zheshang Bank" has the following meanings:

Power of Zhejiang Businessmen: as a bank invested and established by Zhejiang businessmen, Zheshang Bank has good business philosophy, business style and business performance of Zhejiang businessmen.

Zhejiang brand: the name of "Zheshang Bank" makes people know at a glance that it is a bank set up by Zhejiang businessmen, which is beneficial for banks to develop business in the whole country with the help of the good image of Zhejiang economy and finance.

Connecting the past with the future: "Zheshang Bank" is not only the abbreviation of "Zheshang commercial bank", but also a new name, indicating the future change and development.

Symbolic meaning

Zheshang Bank

The logo is designed with jade Cong and abacus as the basic elements, integrating steadiness and flexibility, elegance and preciseness, courtesy and integrity, grace and frugality, highlighting the philosophy of Zheshang Bank's inheritance of profound history and culture, carrying forward the past and opening up the future, seeking truth and innovation.

The logo design shows an upward leap, symbolizing Zhejiang Commercial Bank's determination to forge ahead; the yellow of the theme design represents auspiciousness and abundance, while the red of the background design contains passion and hope.

The square in the pattern means "square in the world, as for the sea surface", which means that Zheshang Bank will continue to expand and become famous; the six channels symbolize that Zheshang Bank is open, standardized and orderly; the "one" in the box means that Zheshang Bank pursues excellence and strives for first class.

Logo design

Jade Cong

The name of the ancient jade, known as one of the "six auspicious" by the ancients, is square, with a round hole in it, which means the heaven is round and the place is round. It is a symbol of theocracy and represents status and wealth. "Zhou Li" records: "to heaven with cangbi, to earth with huangcong". Since the Han Dynasty, all dynasties have formulated the system of using Bi and Cong to worship heaven and earth, which continued to the Qing Dynasty.

Jade Cong is not only a kind of utensil, but also a representative of Liangzhu culture, which has important historical value and great artistic charm.

Abacus

It is a computing tool invented by ancient Chinese. Historically, it is necessary for major ticket companies. Some people call it the fifth largest invention in China. Abacus has witnessed the prosperous business activities for thousands of years, and shows that it is prudent and trustworthy.

Honors

He was honored as "the most growth bank investment bank" in 2010 and "the best innovative bank investment bank" in 2011 by the securities times.

From 2009 to 2011, it was awarded the "top ten characteristic products for serving small enterprises and agriculture, rural areas and farmers" by China Banking Association for three consecutive years.

In February 2020, the "top 500 global banking brand value list" was released, and Zheshang Bank ranked 123rd.

On May 13, 2020, Zheshang Bank ranked 426 on the Forbes 2000 global enterprise list.

In July 2020, China's fortune 500 ranked 223rd with an operating income of 46363.9 million yuan

Management structure

The board of directors and the board of supervisors are elected by the shareholders' meeting, and the president is appointed by the board of directors.

1. General meeting of shareholders: it is the highest authority of the company and has the power to make major decisions and select managers.

2. Board of directors: there are 15 directors in the board of directors, including 3 independent directors. It consists of strategy committee, audit committee, risk and related party transaction control management committee, nomination and compensation committee.

3. Board of supervisors: there are 10 supervisors in the board of supervisors, including 4 shareholder supervisors, 2 external supervisors and 4 employee supervisors. There are Nomination Committee and supervision committee.

4. President: responsible for organizing the management team and conducting daily operation and management.

scope of business

Zheshang Bank is a Chinese joint-stock commercial bank, approved by the CBRC and the registration authority

（1） Absorbing public deposits;

（2） Issuing short-term, medium-term and long-term loans;

（3） Handle domestic and foreign settlement;

（4） Handle bill acceptance and discount;

（5） Issuing financial bonds;

（6） Acting for issuing, cashing and underwriting government bonds;

（7） Buying and selling government bonds and financial bonds;

（8） Engage in interbank lending;

（9） Buying and selling foreign exchange and acting as an agent;

（10） Engaged in bank card business;

（11） Provide letter of credit service and guarantee;

（12） Acting for payment and insurance business;

（13） Provide safe deposit box service;

（14） Other businesses approved by the banking regulatory authority under the State Council.

With the approval of the State Administration of foreign exchange, this bank may engage in the business of foreign exchange settlement and sale.

corporate culture

mission

More channels: provide customers with flexible and efficient financing channels according to their financing needs.

Higher efficiency: by improving comprehensive financial services, help customers reduce financing costs and increase revenue.

Better service: through the construction of smooth and efficient service chain, let the service closer to the market and customers.

sense of worth

Create value and pursue better.

Through high-quality financial services to create value for customers, and then create value for the organization, and realize the value of employees themselves, Trinity, common development.

As an emerging bank, it always pursues better team, better service and better efficiency, and keeps catching up with, surpassing and leading peers.

spirit

Responsible, diligent, pragmatic and generous.

Loan business

Zheshang Bank pays attention to the cultivation and development of small enterprises and investment banking business, and its characteristics begin to appear. In accordance with the business principle of "specialized operation, close location, efficient examination and approval, and multi-mode service", the small enterprise credit center and 41 specialized institutions of Zheshang Bank have been set up, and the "bridge and tunnel mode", "joint guarantee loan", "villager guarantee loan" and "one-day loan", "three-year loan" and "full loan" have been innovated and developed Among them, "joint guarantee loan for small enterprises" and "one-day loan guaranteed by villagers" were rated as the "top ten special financial products" for serving small enterprises and agriculture, rural areas and farmers in 2009 and 2010 respectively, and "one-day loan" was also awarded the "special financial service products for small enterprises of banking financial institutions" by CBRC; Zheshang Bank has also won the honor of national advanced unit of small enterprise financial services and top ten institutions of small and medium enterprise financial services in China

Business outlets

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