MEIZHOU HAKKA BANK CO., LTD.(mei zhou ke shang yin hang gu fen you xian gong si )

Meizhou Merchants Bank Co., Ltd

Meizhou Merchants Bank Co., Ltd

(hereinafter referred to as "Merchants Bank") was established on June 22, 2017. Ning Yuanxi, the legal representative of the company, has the following business scope: absorbing public deposits; issuing short-term, medium-term and long-term loans; handling domestic and foreign settlement; handling bill acceptance and discount; issuing financial bonds; acting as an agent for issuing, cashing and underwriting government bonds; buying and selling government bonds and financial bonds; engaging in interbank lending; buying and selling foreign exchange; engaging in bank card business To provide letter of credit service and guarantee; to act as an agent for payment and insurance business; to provide safe deposit box service; to provide other business approved by the banking regulatory authority of the State Council.

Meizhou Merchants Bank, with a registered capital of 2 billion yuan, was established by five private enterprises in Guangdong Province, including baolihua new energy Co., Ltd. and tapai Group Co., Ltd. After three years of preparation, Meizhou Merchants Bank was finally approved by the CBRC at the end of 2016. This is the first private bank in the East and northwest of Guangdong Province, and the second private bank in Guangdong Province after Weizhong bank.

Company profile

Meizhou Merchants Bank belongs to the former Central Soviet Area and the old revolutionary base area, which is the key support area of financial services. In strict accordance with the "Five Principles" of initiating the establishment of private banks and the requirements of relevant laws, regulations and policies, Guangdong banking regulatory bureau has conducted several rounds of guidance on the application for the establishment of Meizhou Merchants Bank. After working procedures such as feasibility study, demonstration and consultation, on December 29, 2016, China Banking Regulatory Commission approved the preparation for the establishment of Meizhou Merchants Bank. Meizhou Merchants Bank, with a registered capital of RMB 2 billion, was established by Baoxin energy as the main sponsor and jointly sponsored by four enterprises, including tapai group, Guangdong Xizhilang group, Chaohua technology and Wen's shares. The above five shareholders subscribed for 30%, 20%, 19.9%, 17.6% and 12.5% of their total shares respectively.

On June 28, 2017, Meizhou merchants bank officially announced its business in Meizhou City, Guangdong Province. This is the first private bank established in the old revolutionary base area since the pilot of private banks was launched by the state. It is also the first private bank within the jurisdiction of Guangdong banking regulatory bureau, the first legal person financial institution registered in Meizhou, and the only private bank named after "people's system" . On the day of opening, Meizhou merchants bank implemented the intention deposit of more than 3 billion yuan, which laid a solid foundation for the follow-up business. At the opening ceremony, Meizhou Merchants Bank, together with Wen's stock farmers, Guangdong Shunxing breeding, Baihe net users, Guangdong New South Artemisia annua pharmaceutical and other "four finance" customer representatives, Guangdong Lianquan liquor, Guangdong Funong biotechnology, Gome liquor group, Meizhou shanshuicheng real estate and other deposit customers, as well as Guangdong Hakka chamber of Commerce, Dongfang Fuhai and lakara finance Group and Meizhou Qixin financing guarantee investment Co., Ltd. and other strategic partners signed an agreement.

On the morning of November 26, 2018, Guangdong Agricultural Credit Guarantee Co., Ltd. and Meizhou Merchants Bank Co., Ltd. signed a strategic cooperation agreement to further broaden the financing channels for agriculture related customers, innovate the bank guarantee cooperative financial service mode, serve "agriculture, rural areas and farmers" and help rural prosperity. As of October 31, 2018, the balance of corporate loans from merchant banks was 1363.6 million yuan, of which 312.5 million yuan was invested in agriculture, accounting for 22.9%.

On April 29, 2020, Meizhou merchants bank disclosed its 2019 annual report. In 2019, Meizhou Merchants Bank achieved an operating revenue of 228 million yuan, a year-on-year increase of 14.79%, and a net profit of 58.2419 million yuan, a year-on-year increase of 16.27%. By the end of 2019, the bank's total assets were 16.664 billion yuan, an increase of 31.46% over the beginning of the year, including loans of 3.140 billion yuan, an increase of 55.47% over the beginning of the year, and total liabilities of 14.563 billion yuan, an increase of 37.62% over the beginning of the year. Among them, various deposits amounted to 10.663 billion yuan, an increase of 44.0% over the beginning of the year.

corporate culture

The merchants bank, born in the former Central Soviet Area, takes "Inclusive Finance" as its mission. Based on Meizhou, the merchant bank serves "agriculture, rural areas and farmers" and "two small businesses" (small and micro businesses, community residents) to achieve financial targeted poverty alleviation. In addition, during the preparation period, the company closely followed the latest development of financial technology, actively studied the application of new technologies such as mobile Internet, LBS (location-based services), big data and cloud computing in risk identification, risk prevention and risk control, and made efforts to transform the traditional credit model of banks.

Merchants Bank will build one of the "one belt, one road" national strategy to build "the civil financial system". Merchants Bank said that one belt, one road, will be actively responsive and active, and will be determined to link the "customers" and "merchants" with the "one belt and one road" with financial services, and to provide the most professional, meticulous and cordial financial services for domestic businessmen to sail to the sea and overseas businessmen to return their native land.

The bank is committed to building the strategy of "four finance", namely "Inclusive Finance" serving "agriculture, rural areas and small towns", "science and innovation finance" serving entrepreneurship and innovation, "smart finance" serving long tail customers, and "people's finance" serving global merchants. In order to solve the financing problems of "agriculture, rural areas and farmers" and small, medium and micro enterprises, we will continue to devote ourselves to providing in-depth services to customers and helping them develop. Through product innovation, business innovation, service innovation and other ways, we will continue to enhance the financial service competitiveness of customers' banks, and strive to make customers' banks the sons and daughters of global Hakkas by means of customers' exclusive products, exclusive channels, exclusive service schemes and other comprehensive means The most trusted financial partner.

The bank said that in 2020, Meizhou Merchants Bank will take root in the Soviet Area and integrate into the bay area, focusing on consumer finance and industrial finance. We will continue to be a digital bank, a Soviet bank, a bay area bank and a global merchant bank.

Chinese PinYin : Mei Zhou Ke Shang Yin Hang Gu Fen You Xian Gong Si