BANK OF SANXIANG(hu nan san xiang yin hang gu fen you xian gong si )

Hunan Sanxiang Bank Co., Ltd

Hunan Sanxiang Bank Co., Ltd. was officially established on December 26, 2016. It is the first private bank in Central China and the eighth private bank in China. It is jointly launched by SANY group, Hansen pharmaceutical, Yongqing environmental protection, Gongchuang industry and other nine well-known private enterprises in Hunan Province, with a registered capital of 3 billion yuan and registered in Changsha, Hunan Province.

Company profile

Hunan Sanxiang Bank Co., Ltd. is the first private bank in Central China and the eighth in China to open. It was jointly established by SANY group and Hansen pharmaceutical and other nine well-known private enterprises in Hunan Province, and officially opened on December 26, 2016. With the mission of "making the bank a service available at any time", Sanxiang bank focuses on the target industrial ecosystem and consumer finance, and strives to build the best bank, namely: business bank, easybank, smartbank and treasure bank, to become the preferred bank, high-quality experience bank and trust bank for the target customers.

Sanxiang bank takes the vision of "striving to create national quality products and create a century old Sanxiang", adheres to the business philosophy of "innovation driven and changing according to the situation", adheres to the development road of "light, intelligent and intensive", and creates a century old shop with "excellent performance, distinctive characteristics and excellent brand" through "talents, science and technology, mechanism and culture", so as to make a great development Industrial Bank, the Bank of common people.

Sanxiang bank's personal customer products include: mortgage fast loan, consumer one loan, mortgage one loan, business one loan, small and micro one loan. The company's customer products include easy second paste, tax one loan, Sany chain loan, enterprise housekeeper, circulation one loan.

development history

In September 2013, Hunan provincial government submitted an application to the State Council to support Sany group and other enterprises to initiate the establishment of private banks.

On March 12, 2013, Sany group, the main sponsor, organized and established a preparatory working group to be responsible for the specific matters of Sanxiang bank.

In October 2015, Hunan Banking Regulatory Bureau organized a due diligence forum for shareholders of Sanxiang bank.

On July 26, 2016, the CBRC officially issued an official reply, agreeing to build Hunan Sanxiang bank in Changsha.

On December 26, 2016, Sanxiang bank officially opened.

On May 2, 2017, enterprise online banking was officially launched.

On August 1, 2017, the first personal bank card was issued, and 25 service items were all free of charge around the world

On September 19, 2017, the inter-bank clearing business of UnionPay was opened to realize interconnection, resource sharing and inter-bank and cross regional use with all member institutions of China UnionPay.

On September 25, 2017, finger bank app went online.

On November 9, 2017, he became a member of China Association of interbank market dealers. Before that, he had obtained a number of qualifications such as a member of the national interbank bond market, a member of Beijing financial assets exchange business, and a member of yindeng center.

In December 2017, it was connected to Alipay and Jingdong. Sanxiang bank was the second private bank to connect to Jingdong after the micro public bank.

On February 28, 2018, the counter service was fully opened and put into operation. It is interconnected with 6438 outlets of 53 banks, and can handle inter-bank deposit and withdrawal business.

On March 22, 2018, the acting personal third-party deposit business was fully launched, and customers holding Sanxiang bank card can handle contract binding business in 96 securities companies nationwide.

On March 27, 2018, Sanxiang bank was connected to the electronic commercial draft system, which indicates that Sanxiang bank has the conditions to connect to the electronic commercial draft system

April 4, 2018

，

Opening the first e-ticket business

June 20, 2018

，

The first self-service credit inquiry machine was officially put into use, becoming the first credit report inquiry network of Hunan Financial Center, and opening accounts of Shanghai Stock Exchange and Shenzhen Stock Exchange.

On April 9, 2019, the first online interbank deposit business was launched, marking the formal transition of Sanxiang interbank deposit business from "offline" to "online".

On June 28, 2019, the first inclusive financial payment service station was opened.

On August 1, 2019, Sanxiang Bank signed a comprehensive cooperation agreement with Alibaba cloud computing.

On July 3, 2019, it was approved to enter the national interbank market.

On July 31, 2019, the total asset scale will exceed 50 billion yuan.

In November 18, 2019, the Hunan Provincial People's Government Service Center signed a strategic cooperation agreement with internet plus government service.

On December 6, 2019, the second "Sanxiang private entrepreneurs forum" will be held, and the "2019 white paper on China's big health industry finance" will be released.

On March 16, 2020, it will become the vice president unit of the fourth council of Hunan Federation of logistics and purchasing.

In March 26, 2020, the Changsha real estate registration center signed the "Internet plus real estate mortgage registration" convenient service point agreement, and "cloud service" was further upgraded.

On July 9, 2020, it signed a strategic cooperation agreement with Hunan Provincial financing guarantee group and Hunan Provincial financing re guarantee company.

On July 19, 2020, it signed a strategic cooperation agreement with Tencent technology.

On August 12, 2020, an official reply was received from Changsha Central Branch of the people's Bank of China, which approved the opening of RMB cross-border business.

On August 25, 2020, Sany chain loan launched Industrial Bank app, which is the first product to start trial production in Industrial Bank app

On September 30, 2020, "Guoyuan securities Sanxiang 2020 first phase standardized bill" created for the original holder was successfully issued, which is the first standardized bill in Hunan Province.

On October 23, 2020, Sanxiang bank's "good grain loan" officially launched the Industrial Bank app, which is another powerful exploration of deep cultivation of industrial chain finance and service supply chain enterprises.

Nature of Business

Xia Bohui, legal representative of Hunan Sanxiang Bank Co., Ltd, The business scope of the company includes: absorbing RMB deposits; issuing short-term, medium-term and long-term RMB loans; handling domestic settlement; handling bill acceptance and discount; issuing financial bonds; acting as an agent for issuing, cashing and underwriting government bonds; buying and selling government bonds and financial bonds; engaging in interbank lending; engaging in debit card business; providing letter of credit services and guarantees; acting as an agent for collection and payment It also provides insurance business, safe deposit box service, and other business approved by the banking regulatory authority of the State Council (operating within the time limit and scope approved by the financial license).

Honors

2020

November: won the "TieMa - the most competitive small and medium-sized banks in science and technology" award.

July: the Party committee of Sanxiang bank was awarded the honorary title of "advanced grassroots party organization" by the Party committee of Changsha high tech Zone.

May: Sanxiang bank's "Yinong information society" was rated as "Hunan Financial inclusive force in 2019".

April: under the strong recommendation of the Provincial Federation of industry and commerce, Sanxiang bank was awarded the title of "civilized window unit of Hunan Province in 2019"; at Changsha financial service festival in 2019, Sanxiang bank won the eighth "annual outstanding financial service provider Award" for its excellent comprehensive financial service ability.

March: won the "Best Practice Award for digital transformation of banking industry in 2019" of China Internet Finance alliance.

2019

December: won the "outstanding contribution award of financial technology product innovation in 2019"; "China's best employer in 2019"; won the "outstanding contribution award of financial technology product innovation in 2019" by virtue of "banking business platform architecture design"; and was awarded the "progressive institution of bond self operation business" by China national debt registration and Clearing Co., Ltd. in 2019.

October: he won the "TieMa - the most characteristic bank" award in the "2019" TieMa small and medium sized bank "selection of contemporary financier magazine and the" most dynamic private bank "award of Banker magazine.

September: won the "star of financial technology innovation" award of global finance magazine; the "Sanxiang inclusive second loan" project based on big data risk control "won the first prize of financing innovation evaluation of Bank (non bank) financial institutions of Hunan Provincial Finance Office in 2019.

January

：

Sanxiang bank's "Huinong loan" online supply chain financing platform was rated as "Hunan financial innovation force in 2018".

2018

December: won the "best employer in China in 2018" award.

November: won the global financemei magazine "China New Star Bank" award;

April: Sanxiang bank's "industry chain Inclusive Finance Project" won the first prize of the 2018 Hunan Provincial bank financing innovation evaluation Award project.

March: Sanxiang bank's industrial chain finance was awarded "2017 Hunan financial innovation power".

2017

April: in the third "annual award of China asset securitization forum", Sanxiang bank's investment banking division won the market cutting edge award.

Chinese PinYin : Hu Nan San Xiang Yin Hang Gu Fen You Xian Gong Si