Three problems of designated beneficiary(zhi ding shou yi ren xu zhu yi de san ge wen ti )

The designation is clear and unambiguous. Words like "wife" or "child" should not appear, but names should be clearly indicated to avoid future disputes.

It's important to decide who is going to be appointed. The beneficiary should be appointed by the insured or the policy holder. When the policy holder appoints the beneficiary, the written consent of the insured is required, so the insured is the real designated person of the beneficiary.

The beneficiary may be more than one person, and the order and share of each beneficiary may be agreed.

Chinese PinYin : Zhi Ding Shou Yi Ren Xu Zhu Yi De San Ge Wen Ti