How to make a good family financial planning(zen yang zuo hao jia ting li cai gui hua )

Successful financial management emphasizes financial planning, and family financial management is no exception. The first step to do well in family financial management is to do well in family financial planning. On the whole, family financial planning includes three aspects: first, setting family financial goals; second, mastering the current income and expenditure, assets and liabilities; and finally, how to use investment channels to increase family wealth.

It should be said that a good family financial planning should at least properly consider several major issues in family economic life

(1) Open source appropriately, increase household income, and increase the value of assets with various investments.

(2) Control the budget, advocate cutting expenditure and cut unnecessary expenditure.

(3) We should systematically consider important family expenditures (such as high education funds) and effectively accumulate large and long-term funds.

(4) Ensure the safety of family property and properly manage family assets.

(5) We should deal with the family risk well and take preventive measures.

Of course, the most important point in drawing up family financial planning is that all goals must be specific and feasible.

Chinese PinYin : Zen Yang Zuo Hao Jia Ting Li Cai Gui Hua